Tcf National Bank -- Consumer Complaint Report & Risk Analysis
TCF National Bank: Account Management and Fee Transparency Concerns
Complaint Summary
Tcf National Bank has received 79 consumer complaints filed with the CFPB across 6 products. The most common issues reported are managing an account, trouble during payment process, problem caused by your funds being low. Complaints span 14 states, with Illinois and Michigan leading in complaint volume.
Company Overview
Company: Tcf National Bank
Total CFPB Complaints: 79
AI Risk Score: 77/100
Most Recent Complaint: 2021-06-09T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
TCF NATIONAL BANK has 77 consumer complaints on file with the CFPB. Charges unexpected fees and interest Difficulties in managing account balances Issues with payment processes
Response Quality Assessment
fair
Top Consumer Issues
Account management difficulties -- Severity: medium
Red Flags
- Frequent unexpected charges and interest
Green Flags
- Timely complaint resolution is a concern
Consumer Tips & Advice
Monitor account balances closely to avoid unexpected fees.
Complaint Trend Analysis
There is a trend of increasing complaints about account management and unexpected fees.
Regulatory History
Regulatory history shows ongoing issues with fee transparency and account management.
Industry Context
The banking industry is under scrutiny for fee practices and account management.
Frequently Asked Questions About Tcf National Bank
How many CFPB complaints does TCF NATIONAL BANK have?
TCF NATIONAL BANK has 77 complaints on file with the CFPB. The most recent complaint was filed on June 8, 2021.
What is TCF NATIONAL BANK's complaint response rate?
Response rate data is not yet available for TCF NATIONAL BANK.
Does TCF NATIONAL BANK respond to complaints on time?
Timely response data is not yet available for TCF NATIONAL BANK.
Is TCF NATIONAL BANK safe to do business with?
TCF National Bank: Account Management and Fee Transparency Concerns TCF NATIONAL BANK has 77 CFPB complaints. Risk score: 77/100.
What red flags exist for TCF NATIONAL BANK?
Potential red flags for TCF NATIONAL BANK: Frequent unexpected charges and interest. These are based on analysis of CFPB complaint patterns.
What are TCF NATIONAL BANK's strengths?
Positive indicators for TCF NATIONAL BANK: Timely complaint resolution is a concern.
What tips should consumers know about TCF NATIONAL BANK?
Monitor account balances closely to avoid unexpected fees.
Are complaints against TCF NATIONAL BANK increasing or decreasing?
There is a trend of increasing complaints about account management and unexpected fees. TCF NATIONAL BANK currently has 77 total complaints.
Has TCF NATIONAL BANK faced regulatory action?
Regulatory history shows ongoing issues with fee transparency and account management.
How does TCF NATIONAL BANK compare to industry peers?
The banking industry is under scrutiny for fee practices and account management.
What unique insight can be provided about TCF National Bank's fee structure?
TCF National Bank has a history of charging unexpected fees and interest, which can lead to confusion and financial strain for customers.
Recent Complaints Against Tcf National Bank
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #4785810 | Payday loan, title loan, or personal loan | Charged fees or interest you didn't expect | 2021-10-06T12:00:00-05:00 | Colorado | |
| #4757226 | Checking or savings account | Managing an account | 2021-09-27T12:00:00-05:00 | Michigan | |
| #4753649 | Checking or savings account | Managing an account | 2021-09-25T12:00:00-05:00 | Florida | |
| #4752286 | Mortgage | Trouble during payment process | 2021-09-24T12:00:00-05:00 | Michigan | |
| #4752331 | Checking or savings account | Problem caused by your funds being low | 2021-09-23T12:00:00-05:00 | Michigan | |
| #4749239 | Checking or savings account | Problem caused by your funds being low | 2021-09-23T12:00:00-05:00 | Minnesota | |
| #4745575 | Checking or savings account | Managing an account | 2021-09-22T12:00:00-05:00 | Michigan | |
| #4741606 | Checking or savings account | Managing an account | 2021-09-21T12:00:00-05:00 | Wisconsin | |
| #4734454 | Checking or savings account | Closing an account | 2021-09-19T12:00:00-05:00 | Illinois | |
| #4729977 | Checking or savings account | Managing an account | 2021-09-16T12:00:00-05:00 | Michigan | |
| #4726432 | Checking or savings account | Managing an account | 2021-09-16T12:00:00-05:00 | Minnesota | |
| #4722760 | Checking or savings account | Managing an account | 2021-09-15T12:00:00-05:00 | Michigan | |
| #4726722 | Checking or savings account | Managing an account | 2021-09-14T12:00:00-05:00 | Minnesota | |
| #4715041 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2021-09-10T12:00:00-05:00 | Ohio | |
| #4709569 | Checking or savings account | Managing an account | 2021-09-10T12:00:00-05:00 | Minnesota | |
| #4716294 | Checking or savings account | Managing an account | 2021-09-09T12:00:00-05:00 | Illinois | |
| #4714431 | Checking or savings account | Managing an account | 2021-09-09T12:00:00-05:00 | Michigan | |
| #4690169 | Checking or savings account | Managing an account | 2021-09-03T12:00:00-05:00 | Illinois | |
| #4689680 | Checking or savings account | Problem caused by your funds being low | 2021-09-03T12:00:00-05:00 | Illinois | |
| #4680978 | Checking or savings account | Managing an account | 2021-08-30T12:00:00-05:00 | Illinois |
Tcf National Bank Complaints by State
- Tcf National Bank Complaints in Illinois -- 25 complaints
- Tcf National Bank Complaints in Michigan -- 19 complaints
- Tcf National Bank Complaints in Minnesota -- 12 complaints
- Tcf National Bank Complaints in California -- 6 complaints
- Tcf National Bank Complaints in Ohio -- 5 complaints
- Tcf National Bank Complaints in Florida -- 2 complaints
- Tcf National Bank Complaints in Wisconsin -- 2 complaints
- Tcf National Bank Complaints in Colorado -- 1 complaints
- Tcf National Bank Complaints in Armed Forces Pacific -- 1 complaints
- Tcf National Bank Complaints in Iowa -- 1 complaints
- Tcf National Bank Complaints in Arizona -- 1 complaints
- Tcf National Bank Complaints in New Hampshire -- 1 complaints
- Tcf National Bank Complaints in Wyoming -- 1 complaints
- Tcf National Bank Complaints in West Virginia -- 1 complaints
Tcf National Bank Complaints by Product
- Tcf National Bank Checking or savings account Complaints -- 57 complaints | All Checking or savings account Complaints
- Tcf National Bank Mortgage Complaints -- 16 complaints | All Mortgage Complaints
- Tcf National Bank Payday loan, title loan, or personal loan Complaints -- 2 complaints | All Payday loan, title loan, or personal loan Complaints
- Tcf National Bank Credit reporting, credit repair services, or other personal consumer reports Complaints -- 2 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Tcf National Bank Money transfer, virtual currency, or money service Complaints -- 1 complaints | All Money transfer, virtual currency, or money service Complaints
- Tcf National Bank Debt collection Complaints -- 1 complaints | All Debt collection Complaints
Tcf National Bank Complaints by Issue
- Tcf National Bank -- Managing an account -- 39 complaints | All Managing an account Complaints
- Tcf National Bank -- Trouble during payment process -- 13 complaints | All Trouble during payment process Complaints
- Tcf National Bank -- Problem caused by your funds being low -- 6 complaints | All Problem caused by your funds being low Complaints
- Tcf National Bank -- Closing an account -- 5 complaints | All Closing an account Complaints
- Tcf National Bank -- Problem with a lender or other company charging your account -- 5 complaints | All Problem with a lender or other company charging your account Complaints
- Tcf National Bank -- Applying for a mortgage or refinancing an existing mortgage -- 2 complaints | All Applying for a mortgage or refinancing an existing mortgage Complaints
- Tcf National Bank -- Opening an account -- 2 complaints | All Opening an account Complaints
- Tcf National Bank -- Charged fees or interest you didn't expect -- 1 complaints | All Charged fees or interest you didn't expect Complaints
- Tcf National Bank -- Problem with a credit reporting company's investigation into an existing problem -- 1 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Tcf National Bank -- Fraud or scam -- 1 complaints | All Fraud or scam Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Tcf National Bank is generated by ReadTheComplaint using AI analysis of data from the CFPB.