Rock Creek Capital, LLC -- Consumer Complaint Report & Risk Analysis
Rock Creek Capital, LLC: Debt Collection and Reporting Issues
Complaint Summary
Rock Creek Capital, LLC has received 12 consumer complaints filed with the CFPB across 2 products. The most common issues reported are attempts to collect debt not owed, incorrect information on your report, written notification about debt. Complaints span 7 states, with California and Texas leading in complaint volume.
Company Overview
Company: Rock Creek Capital, LLC
Total CFPB Complaints: 12
AI Risk Score: 34/100
Most Recent Complaint: 2022-03-31T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
Rock Creek Capital, LLC has 12 consumer complaints on file with the CFPB. Rock Creek Capital, LLC has received 12 complaints, mostly regarding attempts to collect debt not owed. The company has also been reported for incorrect information on consumer reports.
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Multiple complaints about debt collection practices.
Green Flags
- No green flags identified.
Consumer Tips & Advice
Consumers should verify the accuracy of any debt before responding to collection efforts.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers.
Regulatory History
Rock Creek Capital, LLC has a history of regulatory action for debt collection practices, though the severity has varied.
Industry Context
The debt collection and credit reporting industries are under scrutiny for fair practices and accuracy of information.
Frequently Asked Questions About Rock Creek Capital, LLC
How many CFPB complaints does Rock Creek Capital, LLC have?
Rock Creek Capital, LLC has 12 complaints on file with the CFPB. The most recent complaint was filed on March 31, 2022.
What is Rock Creek Capital, LLC's complaint response rate?
Response rate data is not yet available for Rock Creek Capital, LLC.
Does Rock Creek Capital, LLC respond to complaints on time?
Timely response data is not yet available for Rock Creek Capital, LLC.
Is Rock Creek Capital, LLC safe to do business with?
Rock Creek Capital, LLC: Debt Collection and Reporting Issues Rock Creek Capital, LLC has 12 CFPB complaints. Risk score: 34/100.
What red flags exist for Rock Creek Capital, LLC?
Potential red flags for Rock Creek Capital, LLC: Multiple complaints about debt collection practices.. These are based on analysis of CFPB complaint patterns.
What are Rock Creek Capital, LLC's strengths?
Positive indicators for Rock Creek Capital, LLC: No green flags identified..
What tips should consumers know about Rock Creek Capital, LLC?
Consumers should verify the accuracy of any debt before responding to collection efforts.
Are complaints against Rock Creek Capital, LLC increasing or decreasing?
There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers. Rock Creek Capital, LLC currently has 12 total complaints.
Has Rock Creek Capital, LLC faced regulatory action?
Rock Creek Capital, LLC has a history of regulatory action for debt collection practices, though the severity has varied.
How does Rock Creek Capital, LLC compare to industry peers?
The debt collection and credit reporting industries are under scrutiny for fair practices and accuracy of information.
What unique insight can be drawn from the complaints about Rock Creek Capital, LLC?
The complaints highlight a pattern of attempts to collect debts that consumers claim are not owed, suggesting potential issues with the validation process before collection.
Recent Complaints Against Rock Creek Capital, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #6171563 | Debt collection | Attempts to collect debt not owed | 2022-11-06T12:00:00-05:00 | Michigan | |
| #5391304 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-03-31T12:00:00-05:00 | Texas | |
| #5387266 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-03-30T12:00:00-05:00 | Texas | |
| #5383462 | Debt collection | Attempts to collect debt not owed | 2022-03-29T12:00:00-05:00 | Illinois | |
| #5383211 | Debt collection | Took or threatened to take negative or legal action | 2022-03-29T12:00:00-05:00 | Texas | |
| #5372706 | Debt collection | Written notification about debt | 2022-03-27T12:00:00-05:00 | California | |
| #5372449 | Debt collection | Attempts to collect debt not owed | 2022-03-27T12:00:00-05:00 | Oklahoma | |
| #5243323 | Debt collection | Attempts to collect debt not owed | 2022-02-20T12:00:00-05:00 | California | |
| #5242277 | Debt collection | Written notification about debt | 2022-02-20T12:00:00-05:00 | California | |
| #5139007 | Debt collection | Attempts to collect debt not owed | 2022-01-22T12:00:00-05:00 | California | |
| #4995287 | Debt collection | Attempts to collect debt not owed | 2021-12-09T12:00:00-05:00 | Maryland | |
| #4975975 | Debt collection | Attempts to collect debt not owed | 2021-12-05T12:00:00-05:00 | Washington |
Rock Creek Capital, LLC Complaints by State
- Rock Creek Capital, LLC Complaints in California -- 4 complaints
- Rock Creek Capital, LLC Complaints in Texas -- 3 complaints
- Rock Creek Capital, LLC Complaints in Michigan -- 1 complaints
- Rock Creek Capital, LLC Complaints in Illinois -- 1 complaints
- Rock Creek Capital, LLC Complaints in Oklahoma -- 1 complaints
- Rock Creek Capital, LLC Complaints in Maryland -- 1 complaints
- Rock Creek Capital, LLC Complaints in Washington -- 1 complaints
Rock Creek Capital, LLC Complaints by Product
- Rock Creek Capital, LLC Debt collection Complaints -- 10 complaints | All Debt collection Complaints
- Rock Creek Capital, LLC Credit reporting, credit repair services, or other personal consumer reports Complaints -- 2 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Rock Creek Capital, LLC Complaints by Issue
- Rock Creek Capital, LLC -- Attempts to collect debt not owed -- 7 complaints | All Attempts to collect debt not owed Complaints
- Rock Creek Capital, LLC -- Incorrect information on your report -- 2 complaints | All Incorrect information on your report Complaints
- Rock Creek Capital, LLC -- Written notification about debt -- 2 complaints | All Written notification about debt Complaints
- Rock Creek Capital, LLC -- Took or threatened to take negative or legal action -- 1 complaints | All Took or threatened to take negative or legal action Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Rock Creek Capital, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.