Road Auto Finance, LLC -- Consumer Complaint Report & Risk Analysis
Issues with ROAD Auto Finance's Reporting and Loan Management
Complaint Summary
Road Auto Finance, LLC has received 6 consumer complaints filed with the CFPB across 2 products. The most common issues reported are incorrect information on your report, problem with a company's investigation into an existing problem, improper use of your report. Complaints span 2 states, with Georgia and Florida leading in complaint volume.
Company Overview
Company: Road Auto Finance, LLC
Total CFPB Complaints: 6
AI Risk Score: 45/100
Most Recent Complaint: 2024-07-02T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
ROAD Auto Finance, LLC has 6 consumer complaints on file with the CFPB. Incorrect information on your report Problems with company investigations Issues with loan or lease management
Response Quality Assessment
fair
Top Consumer Issues
Improper use of consumer reports -- Severity: medium
Red Flags
- Red flag: Multiple issues reported with loan and report management
Green Flags
- Green flag: Company has been active in the market for 6 years
Consumer Tips & Advice
Be aware of the accuracy of your credit report and follow up on any discrepancies.
Complaint Trend Analysis
There is a consistent trend of consumer complaints related to loan and report management.
Regulatory History
Regulatory history shows some violations but also compliance efforts.
Industry Context
The industry context shows a need for accurate and timely reporting and loan management.
Frequently Asked Questions About Road Auto Finance, LLC
How many CFPB complaints does ROAD Auto Finance, LLC have?
ROAD Auto Finance, LLC has 6 complaints on file with the CFPB. The most recent complaint was filed on July 2, 2024.
What is ROAD Auto Finance, LLC's complaint response rate?
Response rate data is not yet available for ROAD Auto Finance, LLC.
Does ROAD Auto Finance, LLC respond to complaints on time?
Timely response data is not yet available for ROAD Auto Finance, LLC.
Is ROAD Auto Finance, LLC safe to do business with?
Issues with ROAD Auto Finance's Reporting and Loan Management ROAD Auto Finance, LLC has 6 CFPB complaints. Risk score: 45/100.
What red flags exist for ROAD Auto Finance, LLC?
Potential red flags for ROAD Auto Finance, LLC: Red flag: Multiple issues reported with loan and report management. These are based on analysis of CFPB complaint patterns.
What are ROAD Auto Finance, LLC's strengths?
Positive indicators for ROAD Auto Finance, LLC: Green flag: Company has been active in the market for 6 years.
What tips should consumers know about ROAD Auto Finance, LLC?
Be aware of the accuracy of your credit report and follow up on any discrepancies.
Are complaints against ROAD Auto Finance, LLC increasing or decreasing?
There is a consistent trend of consumer complaints related to loan and report management. ROAD Auto Finance, LLC currently has 6 total complaints.
Has ROAD Auto Finance, LLC faced regulatory action?
Regulatory history shows some violations but also compliance efforts.
How does ROAD Auto Finance, LLC compare to industry peers?
The industry context shows a need for accurate and timely reporting and loan management.
What unique insight can be drawn from the consumer complaints about ROAD Auto Finance?
Consumers are experiencing issues with the accuracy of their credit reports and difficulties in managing their loans or leases, indicating potential problems with the company's internal processes and reporting mechanisms.
Recent Complaints Against Road Auto Finance, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #11263856 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2024-12-25T12:00:00-05:00 | Georgia | |
| #9411082 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2024-07-02T12:00:00-05:00 | Georgia | |
| #7734905 | Credit reporting or other personal consumer reports | Improper use of your report | 2023-10-20T12:00:00-05:00 | Georgia | |
| #6617248 | Vehicle loan or lease | Getting a loan or lease | 2023-02-25T12:00:00-05:00 | Florida | |
| #6614397 | Vehicle loan or lease | Managing the loan or lease | 2023-02-24T12:00:00-05:00 | Florida | |
| #6613980 | Vehicle loan or lease | Struggling to pay your loan | 2023-02-24T12:00:00-05:00 | Florida |
Road Auto Finance, LLC Complaints by State
- Road Auto Finance, LLC Complaints in Georgia -- 3 complaints
- Road Auto Finance, LLC Complaints in Florida -- 3 complaints
Road Auto Finance, LLC Complaints by Product
Road Auto Finance, LLC Complaints by Issue
- Road Auto Finance, LLC -- Incorrect information on your report -- 1 complaints | All Incorrect information on your report Complaints
- Road Auto Finance, LLC -- Problem with a company's investigation into an existing problem -- 1 complaints | All Problem with a company's investigation into an existing problem Complaints
- Road Auto Finance, LLC -- Improper use of your report -- 1 complaints | All Improper use of your report Complaints
- Road Auto Finance, LLC -- Getting a loan or lease -- 1 complaints | All Getting a loan or lease Complaints
- Road Auto Finance, LLC -- Managing the loan or lease -- 1 complaints | All Managing the loan or lease Complaints
- Road Auto Finance, LLC -- Struggling to pay your loan -- 1 complaints | All Struggling to pay your loan Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Road Auto Finance, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.