Qc Holdings INC -- Consumer Complaint Report & Risk Analysis
QC Holdings Inc: Payday and Title Loan Fees and Repayment Issues
Complaint Summary
Qc Holdings INC has received 16 consumer complaints filed with the CFPB across 3 products. The most common issues reported are struggling to pay your loan, charged fees or interest you didn't expect, getting the loan. Complaints span 9 states, with Missouri and Mississippi leading in complaint volume.
Company Overview
Company: Qc Holdings INC
Total CFPB Complaints: 16
AI Risk Score: 65/100
Most Recent Complaint: 2021-06-04T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
QC HOLDINGS INC has 16 consumer complaints on file with the CFPB. Charges unexpected fees and interest Difficulties in repaying loans
Response Quality Assessment
fair
Top Consumer Issues
Struggling to pay your loan -- Severity: medium
Red Flags
- Charges for additional add-on products or services
Green Flags
- Proper communication and transparency regarding fees and interest
Consumer Tips & Advice
Be aware of unexpected charges and ensure timely payments.
Complaint Trend Analysis
There is a consistent trend of customer complaints regarding unexpected fees and difficulties in repaying loans.
Regulatory History
Regulatory history shows ongoing scrutiny of payday loan practices.
Industry Context
The industry context involves increasing regulatory pressure on payday lenders.
Frequently Asked Questions About Qc Holdings INC
How many CFPB complaints does QC HOLDINGS INC have?
QC HOLDINGS INC has 16 complaints on file with the CFPB. The most recent complaint was filed on June 4, 2021.
What is QC HOLDINGS INC's complaint response rate?
Response rate data is not yet available for QC HOLDINGS INC.
Does QC HOLDINGS INC respond to complaints on time?
Timely response data is not yet available for QC HOLDINGS INC.
Is QC HOLDINGS INC safe to do business with?
QC Holdings Inc: Payday and Title Loan Fees and Repayment Issues QC HOLDINGS INC has 16 CFPB complaints. Risk score: 65/100.
What red flags exist for QC HOLDINGS INC?
Potential red flags for QC HOLDINGS INC: Charges for additional add-on products or services. These are based on analysis of CFPB complaint patterns.
What are QC HOLDINGS INC's strengths?
Positive indicators for QC HOLDINGS INC: Proper communication and transparency regarding fees and interest.
What tips should consumers know about QC HOLDINGS INC?
Be aware of unexpected charges and ensure timely payments.
Are complaints against QC HOLDINGS INC increasing or decreasing?
There is a consistent trend of customer complaints regarding unexpected fees and difficulties in repaying loans. QC HOLDINGS INC currently has 16 total complaints.
Has QC HOLDINGS INC faced regulatory action?
Regulatory history shows ongoing scrutiny of payday loan practices.
How does QC HOLDINGS INC compare to industry peers?
The industry context involves increasing regulatory pressure on payday lenders.
How does QC Holdings Inc handle unexpected fees and interest charges?
QC Holdings Inc has faced criticism for unexpected fees and interest charges, suggesting a need for clearer communication and transparency in their loan terms.
Recent Complaints Against Qc Holdings INC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #18809531 | Payday loan, title loan, personal loan, or advance loan | Money was taken from your bank account on the wrong day or for the wrong amount | 2026-01-17T12:00:00-05:00 | Mississippi | |
| #19023092 | Payday loan, title loan, personal loan, or advance loan | Problem with additional add-on products or services | 2025-12-03T12:00:00-05:00 | New Mexico | |
| #15933239 | Payday loan, title loan, personal loan, or advance loan | Getting a line of credit | 2025-09-14T12:00:00-05:00 | Kansas | |
| #9789892 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | 2024-08-12T12:00:00-05:00 | Missouri | |
| #8975211 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | 2024-05-09T12:00:00-05:00 | Tennessee | |
| #8736249 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2024-04-09T12:00:00-05:00 | Texas | |
| #8109684 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2024-01-04T12:00:00-05:00 | Mississippi | |
| #7845931 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | 2023-11-13T12:00:00-05:00 | Missouri | |
| #7182634 | Payday loan, title loan, or personal loan | Getting the loan | 2023-06-28T12:00:00-05:00 | Missouri | |
| #7074404 | Payday loan, title loan, or personal loan | Struggling to pay your loan | 2023-06-05T12:00:00-05:00 | Kansas | |
| #6245541 | Payday loan, title loan, or personal loan | Charged fees or interest you didn't expect | 2022-11-27T12:00:00-05:00 | Illinois | |
| #6010093 | Payday loan, title loan, or personal loan | Charged fees or interest you didn't expect | 2022-09-22T12:00:00-05:00 | Missouri | |
| #4941244 | Payday loan, title loan, or personal loan | Loan payment wasn't credited to your account | 2021-11-23T12:00:00-05:00 | Illinois | |
| #4632248 | Payday loan, title loan, or personal loan | Getting the loan | 2021-08-15T12:00:00-05:00 | Idaho | |
| #4432294 | Debt collection | Took or threatened to take negative or legal action | 2021-06-04T12:00:00-05:00 | Utah | |
| #4384474 | Debt collection | Threatened to contact someone or share information improperly | 2021-05-17T12:00:00-05:00 | Utah |
Qc Holdings INC Complaints by State
- Qc Holdings INC Complaints in Missouri -- 4 complaints
- Qc Holdings INC Complaints in Mississippi -- 2 complaints
- Qc Holdings INC Complaints in Kansas -- 2 complaints
- Qc Holdings INC Complaints in Illinois -- 2 complaints
- Qc Holdings INC Complaints in Utah -- 2 complaints
- Qc Holdings INC Complaints in New Mexico -- 1 complaints
- Qc Holdings INC Complaints in Tennessee -- 1 complaints
- Qc Holdings INC Complaints in Texas -- 1 complaints
- Qc Holdings INC Complaints in Idaho -- 1 complaints
Qc Holdings INC Complaints by Product
- Qc Holdings INC Payday loan, title loan, personal loan, or advance loan Complaints -- 8 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
- Qc Holdings INC Payday loan, title loan, or personal loan Complaints -- 6 complaints | All Payday loan, title loan, or personal loan Complaints
- Qc Holdings INC Debt collection Complaints -- 2 complaints | All Debt collection Complaints
Qc Holdings INC Complaints by Issue
- Qc Holdings INC -- Struggling to pay your loan -- 4 complaints | All Struggling to pay your loan Complaints
- Qc Holdings INC -- Charged fees or interest you didn't expect -- 4 complaints | All Charged fees or interest you didn't expect Complaints
- Qc Holdings INC -- Getting the loan -- 2 complaints | All Getting the loan Complaints
- Qc Holdings INC -- Money was taken from your bank account on the wrong day or for the wrong amount -- 1 complaints | All Money was taken from your bank account on the wrong day or for the wrong amount Complaints
- Qc Holdings INC -- Problem with additional add-on products or services -- 1 complaints | All Problem with additional add-on products or services Complaints
- Qc Holdings INC -- Getting a line of credit -- 1 complaints | All Getting a line of credit Complaints
- Qc Holdings INC -- Loan payment wasn't credited to your account -- 1 complaints | All Loan payment wasn't credited to your account Complaints
- Qc Holdings INC -- Took or threatened to take negative or legal action -- 1 complaints | All Took or threatened to take negative or legal action Complaints
- Qc Holdings INC -- Threatened to contact someone or share information improperly -- 1 complaints | All Threatened to contact someone or share information improperly Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Qc Holdings INC is generated by ReadTheComplaint using AI analysis of data from the CFPB.