Prestige Financial Services INC -- Consumer Complaint Report & Risk Analysis

Issues with Credit Reporting and Loan Management

Complaint Summary

Prestige Financial Services INC has received 116 consumer complaints filed with the CFPB across 7 products. The most common issues reported are incorrect information on your report, improper use of your report, attempts to collect debt not owed. Complaints span 28 states, with Illinois and Georgia leading in complaint volume.

Company Overview

Company: Prestige Financial Services INC

Total CFPB Complaints: 116

AI Risk Score: 65/100

Most Recent Complaint: 2021-06-08T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: medium
  • Consumer Harm Severity: medium

AI Company Analysis

PRESTIGE FINANCIAL SERVICES INC has 116 consumer complaints on file with the CFPB. Improper use of your report Incorrect information on your report

Response Quality Assessment

fair

Top Consumer Issues

Improper use of your report -- Severity: medium

Red Flags

  • Attempts to collect debt not owed

Green Flags

  • Credit reporting services are accurate and up-to-date

Consumer Tips & Advice

Check your credit report for inaccuracies regularly.

Complaint Trend Analysis

There is a steady trend of complaints related to credit reporting and loan management.

Regulatory History

Regulators have issued multiple warnings about the accuracy of credit reports.

Industry Context

Prestige Financial Services Inc. offers a range of financial products including credit reporting and vehicle loans.

Frequently Asked Questions About Prestige Financial Services INC

How many CFPB complaints does PRESTIGE FINANCIAL SERVICES INC have?

PRESTIGE FINANCIAL SERVICES INC has 116 complaints on file with the CFPB. The most recent complaint was filed on June 8, 2021.

What is PRESTIGE FINANCIAL SERVICES INC's complaint response rate?

Response rate data is not yet available for PRESTIGE FINANCIAL SERVICES INC.

Does PRESTIGE FINANCIAL SERVICES INC respond to complaints on time?

Timely response data is not yet available for PRESTIGE FINANCIAL SERVICES INC.

Is PRESTIGE FINANCIAL SERVICES INC safe to do business with?

Issues with Credit Reporting and Loan Management PRESTIGE FINANCIAL SERVICES INC has 116 CFPB complaints. Risk score: 65/100.

What red flags exist for PRESTIGE FINANCIAL SERVICES INC?

Potential red flags for PRESTIGE FINANCIAL SERVICES INC: Attempts to collect debt not owed. These are based on analysis of CFPB complaint patterns.

What are PRESTIGE FINANCIAL SERVICES INC's strengths?

Positive indicators for PRESTIGE FINANCIAL SERVICES INC: Credit reporting services are accurate and up-to-date.

What tips should consumers know about PRESTIGE FINANCIAL SERVICES INC?

Check your credit report for inaccuracies regularly.

Are complaints against PRESTIGE FINANCIAL SERVICES INC increasing or decreasing?

There is a steady trend of complaints related to credit reporting and loan management. PRESTIGE FINANCIAL SERVICES INC currently has 116 total complaints.

Has PRESTIGE FINANCIAL SERVICES INC faced regulatory action?

Regulators have issued multiple warnings about the accuracy of credit reports.

How does PRESTIGE FINANCIAL SERVICES INC compare to industry peers?

Prestige Financial Services Inc. offers a range of financial products including credit reporting and vehicle loans.

What is the most common issue reported by customers?

The most common issues reported are improper use of the customer's report and incorrect information on the report.

Recent Complaints Against Prestige Financial Services INC

Complaint IDProductIssueDate ReceivedCompany ResponseState
#7972172Credit reporting or other personal consumer reportsImproper use of your report2023-12-08T12:00:00-05:00California
#7824525Payday loan, title loan, personal loan, or advance loanStruggling to pay your loan2023-11-08T12:00:00-05:00Louisiana
#7819058Credit reporting or other personal consumer reportsImproper use of your report2023-11-07T12:00:00-05:00Illinois
#7784201Credit reporting or other personal consumer reportsCredit monitoring or identity theft protection services2023-10-29T12:00:00-05:00Maryland
#7740083Debt collectionAttempts to collect debt not owed2023-10-22T12:00:00-05:00Texas
#7658267Credit reporting or other personal consumer reportsIncorrect information on your report2023-10-06T12:00:00-05:00Texas
#7598016Credit reporting or other personal consumer reportsImproper use of your report2023-09-24T12:00:00-05:00Arizona
#7587480Credit reporting or other personal consumer reportsIncorrect information on your report2023-09-21T12:00:00-05:00Illinois
#7516640Credit reporting or other personal consumer reportsImproper use of your report2023-09-07T12:00:00-05:00Missouri
#7470759Vehicle loan or leaseProblem with a company's investigation into an existing problem2023-08-29T12:00:00-05:00Colorado
#7383136Vehicle loan or leaseManaging the loan or lease2023-08-10T12:00:00-05:00Utah
#7291616Credit reporting, credit repair services, or other personal consumer reportsImproper use of your report2023-07-23T12:00:00-05:00Illinois
#7254467Vehicle loan or leaseStruggling to pay your loan2023-07-14T12:00:00-05:00Maryland
#7184522Credit reporting, credit repair services, or other personal consumer reportsIncorrect information on your report2023-07-02T12:00:00-05:00Pennsylvania
#7123662Credit reporting, credit repair services, or other personal consumer reportsIncorrect information on your report2023-06-15T12:00:00-05:00Missouri
#7085445Vehicle loan or leaseProblems at the end of the loan or lease2023-06-07T12:00:00-05:00Kentucky
#7069955Credit reporting, credit repair services, or other personal consumer reportsProblem with a credit reporting company's investigation into an existing problem2023-06-03T12:00:00-05:00Pennsylvania
#7069407Credit reporting, credit repair services, or other personal consumer reportsIncorrect information on your report2023-06-03T12:00:00-05:00District of Columbia
#7059175Debt collectionAttempts to collect debt not owed2023-06-01T12:00:00-05:00Maryland
#6997058Vehicle loan or leaseManaging the loan or lease2023-05-18T12:00:00-05:00Illinois

Prestige Financial Services INC Complaints by State

Prestige Financial Services INC Complaints by Product

Prestige Financial Services INC Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Prestige Financial Services INC is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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