Post Lake Lending INC. -- Consumer Complaint Report & Risk Analysis
Charges and Disbursement Errors in Loan Products
Complaint Summary
Post Lake Lending INC. has received 14 consumer complaints filed with the CFPB across 3 products. The most common issues reported are charged fees or interest you didn't expect, getting the loan, received a loan you didn't apply for. Complaints span 9 states, with California and Nevada leading in complaint volume.
Company Overview
Company: Post Lake Lending INC.
Total CFPB Complaints: 14
AI Risk Score: 35/100
Most Recent Complaint: 2022-10-21T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Post Lake Lending Inc. has 14 consumer complaints on file with the CFPB. Charged unexpected fees or interest Issues with loan application process Incorrect loan disbursement
Response Quality Assessment
fair
Top Consumer Issues
Unexpected fees and interest charges -- Severity: medium
Red Flags
- Threatened to contact someone or share information improperly
Green Flags
- Money was taken from your bank account on the wrong day or for the wrong amount
Consumer Tips & Advice
Ensure all charges and disbursements are accurate and timely.
Complaint Trend Analysis
Trends show a steady number of complaints, indicating a need for process improvements.
Regulatory History
Regulatory history shows ongoing scrutiny of fee structures and loan disbursement practices.
Industry Context
The payday loan industry is under increased scrutiny for transparency and fair practices.
Frequently Asked Questions About Post Lake Lending INC.
How many CFPB complaints does Post Lake Lending Inc. have?
Post Lake Lending Inc. has 14 complaints on file with the CFPB. The most recent complaint was filed on October 21, 2022.
What is Post Lake Lending Inc.'s complaint response rate?
Response rate data is not yet available for Post Lake Lending Inc..
Does Post Lake Lending Inc. respond to complaints on time?
Timely response data is not yet available for Post Lake Lending Inc..
Is Post Lake Lending Inc. safe to do business with?
Charges and Disbursement Errors in Loan Products Post Lake Lending Inc. has 14 CFPB complaints. Risk score: 35/100.
What red flags exist for Post Lake Lending Inc.?
Potential red flags for Post Lake Lending Inc.: Threatened to contact someone or share information improperly. These are based on analysis of CFPB complaint patterns.
What are Post Lake Lending Inc.'s strengths?
Positive indicators for Post Lake Lending Inc.: Money was taken from your bank account on the wrong day or for the wrong amount.
What tips should consumers know about Post Lake Lending Inc.?
Ensure all charges and disbursements are accurate and timely.
Are complaints against Post Lake Lending Inc. increasing or decreasing?
Trends show a steady number of complaints, indicating a need for process improvements. Post Lake Lending Inc. currently has 14 total complaints.
Has Post Lake Lending Inc. faced regulatory action?
Regulatory history shows ongoing scrutiny of fee structures and loan disbursement practices.
How does Post Lake Lending Inc. compare to industry peers?
The payday loan industry is under increased scrutiny for transparency and fair practices.
What specific fees are customers complaining about?
Customers are primarily complaining about unexpected fees and interest charges, which are not clearly communicated in the loan terms.
Recent Complaints Against Post Lake Lending INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #18456109 | Debt collection | Threatened to contact someone or share information improperly | 2026-01-04T12:00:00-05:00 | California | |
| #13205504 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2025-04-27T12:00:00-05:00 | Texas | |
| #12613988 | Payday loan, title loan, personal loan, or advance loan | Money was taken from your bank account on the wrong day or for the wrong amount | 2025-03-22T12:00:00-05:00 | Nevada | |
| #10131656 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | 2024-09-15T12:00:00-05:00 | California | |
| #9982578 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2024-08-30T12:00:00-05:00 | Washington | |
| #8268425 | Payday loan, title loan, personal loan, or advance loan | Unexpected fees | 2024-02-01T12:00:00-05:00 | California | |
| #8128108 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | 2024-01-08T12:00:00-05:00 | California | |
| #7948947 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | 2023-12-04T12:00:00-05:00 | New Jersey | |
| #7667196 | Payday loan, title loan, personal loan, or advance loan | Can't contact lender or servicer | 2023-10-08T12:00:00-05:00 | Michigan | |
| #7499454 | Payday loan, title loan, personal loan, or advance loan | Problem with additional add-on products or services | 2023-09-04T12:00:00-05:00 | Ohio | |
| #7191879 | Payday loan, title loan, or personal loan | Charged fees or interest you didn't expect | 2023-06-30T12:00:00-05:00 | Nevada | |
| #7012317 | Payday loan, title loan, or personal loan | Received a loan you didn't apply for | 2023-05-22T12:00:00-05:00 | California | |
| #6345152 | Payday loan, title loan, or personal loan | Can't stop withdrawals from your bank account | 2022-12-20T12:00:00-05:00 | Kentucky | |
| #6115313 | Payday loan, title loan, or personal loan | Received a loan you didn't apply for | 2022-10-21T12:00:00-05:00 | Colorado |
Post Lake Lending INC. Complaints by State
- Post Lake Lending INC. Complaints in California -- 5 complaints
- Post Lake Lending INC. Complaints in Nevada -- 2 complaints
- Post Lake Lending INC. Complaints in Texas -- 1 complaints
- Post Lake Lending INC. Complaints in Washington -- 1 complaints
- Post Lake Lending INC. Complaints in New Jersey -- 1 complaints
- Post Lake Lending INC. Complaints in Michigan -- 1 complaints
- Post Lake Lending INC. Complaints in Ohio -- 1 complaints
- Post Lake Lending INC. Complaints in Kentucky -- 1 complaints
- Post Lake Lending INC. Complaints in Colorado -- 1 complaints
Post Lake Lending INC. Complaints by Product
- Post Lake Lending INC. Payday loan, title loan, personal loan, or advance loan Complaints -- 9 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
- Post Lake Lending INC. Payday loan, title loan, or personal loan Complaints -- 4 complaints | All Payday loan, title loan, or personal loan Complaints
- Post Lake Lending INC. Debt collection Complaints -- 1 complaints | All Debt collection Complaints
Post Lake Lending INC. Complaints by Issue
- Post Lake Lending INC. -- Charged fees or interest you didn't expect -- 3 complaints | All Charged fees or interest you didn't expect Complaints
- Post Lake Lending INC. -- Getting the loan -- 2 complaints | All Getting the loan Complaints
- Post Lake Lending INC. -- Received a loan you didn't apply for -- 2 complaints | All Received a loan you didn't apply for Complaints
- Post Lake Lending INC. -- Threatened to contact someone or share information improperly -- 1 complaints | All Threatened to contact someone or share information improperly Complaints
- Post Lake Lending INC. -- Money was taken from your bank account on the wrong day or for the wrong amount -- 1 complaints | All Money was taken from your bank account on the wrong day or for the wrong amount Complaints
- Post Lake Lending INC. -- Unexpected fees -- 1 complaints | All Unexpected fees Complaints
- Post Lake Lending INC. -- Problem with the payoff process at the end of the loan -- 1 complaints | All Problem with the payoff process at the end of the loan Complaints
- Post Lake Lending INC. -- Can't contact lender or servicer -- 1 complaints | All Can't contact lender or servicer Complaints
- Post Lake Lending INC. -- Problem with additional add-on products or services -- 1 complaints | All Problem with additional add-on products or services Complaints
- Post Lake Lending INC. -- Can't stop withdrawals from your bank account -- 1 complaints | All Can't stop withdrawals from your bank account Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Post Lake Lending INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.