Patrick K Willis Company INC -- Consumer Complaint Report & Risk Analysis
Debt Collection Company with Legal and Reporting Issues
Complaint Summary
Patrick K Willis Company INC has received 7 consumer complaints filed with the CFPB across 4 products. The most common issues reported are took or threatened to take negative or legal action, improper use of your report, vehicle was damaged or destroyed the vehicle. Complaints span 7 states, with Florida and California leading in complaint volume.
Company Overview
Company: Patrick K Willis Company INC
Total CFPB Complaints: 7
AI Risk Score: 45/100
Most Recent Complaint: 2021-06-02T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Patrick K Willis Company Inc has 7 consumer complaints on file with the CFPB. Company has a history of taking or threatening negative or legal action. Issues with improper use of consumer reports.
Response Quality Assessment
fair
Top Consumer Issues
Company has a history of taking or threatening negative or legal action. -- Severity: medium
Red Flags
- Company has a history of improper use of consumer reports.
Green Flags
- Company has a history of struggling to pay loans.
Consumer Tips & Advice
Consumers should be cautious and verify the debt before agreeing to any payment plan.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices.
Regulatory History
Regulatory history shows multiple violations for improper debt collection practices.
Industry Context
The industry context shows a high volume of debt collection companies facing similar issues.
Frequently Asked Questions About Patrick K Willis Company INC
How many CFPB complaints does Patrick K Willis Company Inc have?
Patrick K Willis Company Inc has 7 complaints on file with the CFPB. The most recent complaint was filed on June 2, 2021.
What is Patrick K Willis Company Inc's complaint response rate?
Response rate data is not yet available for Patrick K Willis Company Inc.
Does Patrick K Willis Company Inc respond to complaints on time?
Timely response data is not yet available for Patrick K Willis Company Inc.
Is Patrick K Willis Company Inc safe to do business with?
Debt Collection Company with Legal and Reporting Issues Patrick K Willis Company Inc has 7 CFPB complaints. Risk score: 45/100.
What red flags exist for Patrick K Willis Company Inc?
Potential red flags for Patrick K Willis Company Inc: Company has a history of improper use of consumer reports.. These are based on analysis of CFPB complaint patterns.
What are Patrick K Willis Company Inc's strengths?
Positive indicators for Patrick K Willis Company Inc: Company has a history of struggling to pay loans..
What tips should consumers know about Patrick K Willis Company Inc?
Consumers should be cautious and verify the debt before agreeing to any payment plan.
Are complaints against Patrick K Willis Company Inc increasing or decreasing?
There is a trend of increasing complaints about debt collection practices. Patrick K Willis Company Inc currently has 7 total complaints.
Has Patrick K Willis Company Inc faced regulatory action?
Regulatory history shows multiple violations for improper debt collection practices.
How does Patrick K Willis Company Inc compare to industry peers?
The industry context shows a high volume of debt collection companies facing similar issues.
What unique insight can be drawn from the company's history of taking or threatening negative or legal action?
It suggests a pattern of aggressive collection tactics that may not always be legally justified, potentially leading to disputes and legal challenges for consumers.
Recent Complaints Against Patrick K Willis Company INC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #9042570 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-05-18T12:00:00-05:00 | Florida | |
| #8081523 | Debt collection | Took or threatened to take negative or legal action | 2023-12-29T12:00:00-05:00 | California | |
| #7730088 | Payday loan, title loan, personal loan, or advance loan | Vehicle was damaged or destroyed the vehicle | 2023-10-19T12:00:00-05:00 | Texas | |
| #6894876 | Debt collection | Took or threatened to take negative or legal action | 2023-04-26T12:00:00-05:00 | Pennsylvania | |
| #6150107 | Debt collection | Took or threatened to take negative or legal action | 2022-10-31T12:00:00-05:00 | Tennessee | |
| #5937628 | Vehicle loan or lease | Struggling to pay your loan | 2022-08-31T12:00:00-05:00 | Georgia | |
| #4425132 | Debt collection | Attempts to collect debt not owed | 2021-06-02T12:00:00-05:00 | Michigan |
Patrick K Willis Company INC Complaints by State
- Patrick K Willis Company INC Complaints in Florida -- 1 complaints
- Patrick K Willis Company INC Complaints in California -- 1 complaints
- Patrick K Willis Company INC Complaints in Texas -- 1 complaints
- Patrick K Willis Company INC Complaints in Pennsylvania -- 1 complaints
- Patrick K Willis Company INC Complaints in Tennessee -- 1 complaints
- Patrick K Willis Company INC Complaints in Georgia -- 1 complaints
- Patrick K Willis Company INC Complaints in Michigan -- 1 complaints
Patrick K Willis Company INC Complaints by Product
- Patrick K Willis Company INC Debt collection Complaints -- 4 complaints | All Debt collection Complaints
- Patrick K Willis Company INC Credit reporting or other personal consumer reports Complaints -- 1 complaints | All Credit reporting or other personal consumer reports Complaints
- Patrick K Willis Company INC Payday loan, title loan, personal loan, or advance loan Complaints -- 1 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
- Patrick K Willis Company INC Vehicle loan or lease Complaints -- 1 complaints | All Vehicle loan or lease Complaints
Patrick K Willis Company INC Complaints by Issue
- Patrick K Willis Company INC -- Took or threatened to take negative or legal action -- 3 complaints | All Took or threatened to take negative or legal action Complaints
- Patrick K Willis Company INC -- Improper use of your report -- 1 complaints | All Improper use of your report Complaints
- Patrick K Willis Company INC -- Vehicle was damaged or destroyed the vehicle -- 1 complaints | All Vehicle was damaged or destroyed the vehicle Complaints
- Patrick K Willis Company INC -- Struggling to pay your loan -- 1 complaints | All Struggling to pay your loan Complaints
- Patrick K Willis Company INC -- Attempts to collect debt not owed -- 1 complaints | All Attempts to collect debt not owed Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Patrick K Willis Company INC is generated by ReadTheComplaint using AI analysis of data from the CFPB.