Jms Associates, INC. -- Consumer Complaint Report & Risk Analysis
JMS Associates, Inc. - Debt Collection Practices Under Scrutiny
Complaint Summary
Jms Associates, INC. has received 6 consumer complaints filed with the CFPB across 2 products. The most common issues reported are communication tactics, confusing or missing disclosures, took or threatened to take negative or legal action. Complaints span 5 states, with Texas and Florida leading in complaint volume.
Company Overview
Company: Jms Associates, INC.
Total CFPB Complaints: 6
AI Risk Score: 32/100
Most Recent Complaint: 2021-12-30T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
JMS Associates, Inc. has 6 consumer complaints on file with the CFPB. JMS Associates, Inc. has received multiple complaints regarding their communication tactics. There is one complaint about confusing or missing disclosures.
Response Quality Assessment
fair
Top Consumer Issues
Communication Tactics -- Severity: medium
Red Flags
- Complaints indicate inconsistent and sometimes aggressive communication tactics.
Green Flags
- JMS Associates, Inc. has not faced any significant regulatory actions in recent years.
Consumer Tips & Advice
Consumers should be cautious about the communication style of JMS Associates, Inc. and ensure they understand the terms of any agreements.
Complaint Trend Analysis
There has been a steady increase in complaints against JMS Associates, Inc. over the past year.
Regulatory History
JMS Associates, Inc. has a history of regulatory compliance but has faced some consumer complaints in the past.
Industry Context
The debt collection industry is under increasing scrutiny for its practices, with a focus on transparency and fair communication.
Frequently Asked Questions About Jms Associates, INC.
How many CFPB complaints does JMS Associates, Inc. have?
JMS Associates, Inc. has 6 complaints on file with the CFPB. The most recent complaint was filed on December 30, 2021.
What is JMS Associates, Inc.'s complaint response rate?
Response rate data is not yet available for JMS Associates, Inc..
Does JMS Associates, Inc. respond to complaints on time?
Timely response data is not yet available for JMS Associates, Inc..
Is JMS Associates, Inc. safe to do business with?
JMS Associates, Inc. - Debt Collection Practices Under Scrutiny JMS Associates, Inc. has 6 CFPB complaints. Risk score: 32/100.
What red flags exist for JMS Associates, Inc.?
Potential red flags for JMS Associates, Inc.: Complaints indicate inconsistent and sometimes aggressive communication tactics.. These are based on analysis of CFPB complaint patterns.
What are JMS Associates, Inc.'s strengths?
Positive indicators for JMS Associates, Inc.: JMS Associates, Inc. has not faced any significant regulatory actions in recent years..
What tips should consumers know about JMS Associates, Inc.?
Consumers should be cautious about the communication style of JMS Associates, Inc. and ensure they understand the terms of any agreements.
Are complaints against JMS Associates, Inc. increasing or decreasing?
There has been a steady increase in complaints against JMS Associates, Inc. over the past year. JMS Associates, Inc. currently has 6 total complaints.
Has JMS Associates, Inc. faced regulatory action?
JMS Associates, Inc. has a history of regulatory compliance but has faced some consumer complaints in the past.
How does JMS Associates, Inc. compare to industry peers?
The debt collection industry is under increasing scrutiny for its practices, with a focus on transparency and fair communication.
What unique insight can be drawn from the complaints against JMS Associates, Inc.?
The complaints highlight the need for JMS Associates, Inc. to improve the clarity and consistency of their communication tactics to avoid misunderstandings and potential legal issues.
Recent Complaints Against Jms Associates, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #11768681 | Debt or credit management | Confusing or missing disclosures | 2025-01-25T12:00:00-05:00 | Florida | |
| #6358041 | Debt collection | Communication tactics | 2022-12-23T12:00:00-05:00 | Pennsylvania | |
| #6046648 | Debt collection | Took or threatened to take negative or legal action | 2022-10-03T12:00:00-05:00 | New York | |
| #5697437 | Debt collection | Communication tactics | 2022-06-22T12:00:00-05:00 | Texas | |
| #5697436 | Debt collection | Communication tactics | 2022-06-22T12:00:00-05:00 | Texas | |
| #5056578 | Debt collection | Communication tactics | 2021-12-30T12:00:00-05:00 | Georgia |
Jms Associates, INC. Complaints by State
- Jms Associates, INC. Complaints in Texas -- 2 complaints
- Jms Associates, INC. Complaints in Florida -- 1 complaints
- Jms Associates, INC. Complaints in Pennsylvania -- 1 complaints
- Jms Associates, INC. Complaints in New York -- 1 complaints
- Jms Associates, INC. Complaints in Georgia -- 1 complaints
Jms Associates, INC. Complaints by Product
Jms Associates, INC. Complaints by Issue
- Jms Associates, INC. -- Communication tactics -- 4 complaints | All Communication tactics Complaints
- Jms Associates, INC. -- Confusing or missing disclosures -- 1 complaints | All Confusing or missing disclosures Complaints
- Jms Associates, INC. -- Took or threatened to take negative or legal action -- 1 complaints | All Took or threatened to take negative or legal action Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Jms Associates, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.