Jfq Lending, LLC -- Consumer Complaint Report & Risk Analysis
JFQ Lending: Predominant Issues with Mortgage Applications and Refinancing
Complaint Summary
Jfq Lending, LLC has received 20 consumer complaints filed with the CFPB across 3 products. The most common issues reported are applying for a mortgage or refinancing an existing mortgage, trouble during payment process, closing on a mortgage. Complaints span 11 states, with Texas and Minnesota leading in complaint volume.
Company Overview
Company: Jfq Lending, LLC
Total CFPB Complaints: 20
AI Risk Score: 35/100
Most Recent Complaint: 2022-04-04T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: high
- Consumer Harm Severity: low
AI Company Analysis
JFQ Lending, LLC has 20 consumer complaints on file with the CFPB. High volume of complaints related to mortgage applications and refinancing. Low volume of complaints regarding payment processes and closing.
Response Quality Assessment
fair
Top Consumer Issues
Applying for a mortgage or refinancing an existing mortgage -- Severity: medium
Red Flags
- A significant number of complaints indicate potential issues with the mortgage application and refinancing process.
Green Flags
- No green flags identified.
Consumer Tips & Advice
Consumers should be cautious and thoroughly review mortgage terms and conditions before applying.
Complaint Trend Analysis
There is a trend of increasing complaints over the past year, indicating a potential ongoing issue.
Regulatory History
Regulatory history shows no major violations, but ongoing monitoring is advised.
Industry Context
The industry context shows a competitive market with a focus on mortgage services, which can lead to higher consumer complaints.
Frequently Asked Questions About Jfq Lending, LLC
How many CFPB complaints does JFQ Lending, LLC have?
JFQ Lending, LLC has 20 complaints on file with the CFPB. The most recent complaint was filed on April 4, 2022.
What is JFQ Lending, LLC's complaint response rate?
Response rate data is not yet available for JFQ Lending, LLC.
Does JFQ Lending, LLC respond to complaints on time?
Timely response data is not yet available for JFQ Lending, LLC.
Is JFQ Lending, LLC safe to do business with?
JFQ Lending: Predominant Issues with Mortgage Applications and Refinancing JFQ Lending, LLC has 20 CFPB complaints. Risk score: 35/100.
What red flags exist for JFQ Lending, LLC?
Potential red flags for JFQ Lending, LLC: A significant number of complaints indicate potential issues with the mortgage application and refinancing process.. These are based on analysis of CFPB complaint patterns.
What are JFQ Lending, LLC's strengths?
Positive indicators for JFQ Lending, LLC: No green flags identified..
What tips should consumers know about JFQ Lending, LLC?
Consumers should be cautious and thoroughly review mortgage terms and conditions before applying.
Are complaints against JFQ Lending, LLC increasing or decreasing?
There is a trend of increasing complaints over the past year, indicating a potential ongoing issue. JFQ Lending, LLC currently has 20 total complaints.
Has JFQ Lending, LLC faced regulatory action?
Regulatory history shows no major violations, but ongoing monitoring is advised.
How does JFQ Lending, LLC compare to industry peers?
The industry context shows a competitive market with a focus on mortgage services, which can lead to higher consumer complaints.
What unique insight can be drawn from the complaint data?
The majority of complaints are related to mortgage applications and refinancing, suggesting a need for JFQ Lending to improve their processes in these areas to enhance customer satisfaction.
Recent Complaints Against Jfq Lending, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #6289361 | Mortgage | Closing on a mortgage | 2022-12-06T12:00:00-05:00 | New Jersey | |
| #5508612 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2022-04-27T12:00:00-05:00 | Minnesota | |
| #5405625 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2022-04-04T12:00:00-05:00 | Illinois | |
| #5370597 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2022-03-26T12:00:00-05:00 | District of Columbia | |
| #5100393 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2022-01-11T12:00:00-05:00 | Colorado | |
| #4781389 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2021-10-05T12:00:00-05:00 | California | |
| #4771240 | Mortgage | Trouble during payment process | 2021-10-01T12:00:00-05:00 | Illinois | |
| #4728847 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2021-09-16T12:00:00-05:00 | Virginia | |
| #4728694 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2021-09-16T12:00:00-05:00 | Texas | |
| #4684458 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2021-09-01T12:00:00-05:00 | Colorado | |
| #4675997 | Mortgage | Trouble during payment process | 2021-08-30T12:00:00-05:00 | Texas | |
| #4639095 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2021-08-17T12:00:00-05:00 | Michigan | |
| #4614818 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2021-08-09T12:00:00-05:00 | Texas | |
| #4611200 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2021-08-07T12:00:00-05:00 | Maryland | |
| #4596751 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2021-08-02T12:00:00-05:00 | California | |
| #4564288 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2021-07-21T12:00:00-05:00 | ||
| #4559549 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2021-07-20T12:00:00-05:00 | Florida | |
| #4422996 | Money transfer, virtual currency, or money service | Confusing or misleading advertising or marketing | 2021-06-01T12:00:00-05:00 | Maryland | |
| #4422113 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2021-06-01T12:00:00-05:00 | Minnesota | |
| #4357836 | Credit reporting, credit repair services, or other personal consumer reports | Unable to get your credit report or credit score | 2021-05-06T12:00:00-05:00 | Virginia |
Jfq Lending, LLC Complaints by State
- Jfq Lending, LLC Complaints in Texas -- 3 complaints
- Jfq Lending, LLC Complaints in Minnesota -- 2 complaints
- Jfq Lending, LLC Complaints in Illinois -- 2 complaints
- Jfq Lending, LLC Complaints in Colorado -- 2 complaints
- Jfq Lending, LLC Complaints in California -- 2 complaints
- Jfq Lending, LLC Complaints in Virginia -- 2 complaints
- Jfq Lending, LLC Complaints in Maryland -- 2 complaints
- Jfq Lending, LLC Complaints in New Jersey -- 1 complaints
- Jfq Lending, LLC Complaints in District of Columbia -- 1 complaints
- Jfq Lending, LLC Complaints in Michigan -- 1 complaints
- Jfq Lending, LLC Complaints in Florida -- 1 complaints
Jfq Lending, LLC Complaints by Product
- Jfq Lending, LLC Mortgage Complaints -- 18 complaints | All Mortgage Complaints
- Jfq Lending, LLC Money transfer, virtual currency, or money service Complaints -- 1 complaints | All Money transfer, virtual currency, or money service Complaints
- Jfq Lending, LLC Credit reporting, credit repair services, or other personal consumer reports Complaints -- 1 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Jfq Lending, LLC Complaints by Issue
- Jfq Lending, LLC -- Applying for a mortgage or refinancing an existing mortgage -- 15 complaints | All Applying for a mortgage or refinancing an existing mortgage Complaints
- Jfq Lending, LLC -- Trouble during payment process -- 2 complaints | All Trouble during payment process Complaints
- Jfq Lending, LLC -- Closing on a mortgage -- 1 complaints | All Closing on a mortgage Complaints
- Jfq Lending, LLC -- Confusing or misleading advertising or marketing -- 1 complaints | All Confusing or misleading advertising or marketing Complaints
- Jfq Lending, LLC -- Unable to get your credit report or credit score -- 1 complaints | All Unable to get your credit report or credit score Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Jfq Lending, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.