Innovate Managed Holdings, LLC -- Consumer Complaint Report & Risk Analysis

Innovate Managed Holdings, LLC: Timely Complaints and Common Issues

Complaint Summary

Innovate Managed Holdings, LLC has received 45 consumer complaints filed with the CFPB across 4 products. The most common issues reported are managing the loan or lease, incorrect information on your report, improper use of your report. Complaints span 16 states, with Florida and Texas leading in complaint volume.

Company Overview

Company: Innovate Managed Holdings, LLC

Total CFPB Complaints: 45

AI Risk Score: 75/100

Most Recent Complaint: 2022-07-13T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: medium
  • Consumer Harm Severity: low

AI Company Analysis

Innovate Managed Holdings, LLC has 45 consumer complaints on file with the CFPB. Incorrect information on your report Improper use of your report

Response Quality Assessment

fair

Top Consumer Issues

Managing the loan or lease -- Severity: medium

Red Flags

  • Attempts to collect debt not owed

Green Flags

  • Green flag 1

Consumer Tips & Advice

Be vigilant about the accuracy of your report and the terms of your loan or lease.

Complaint Trend Analysis

There has been a steady increase in complaints over the past year, indicating a trend of recurring issues.

Regulatory History

Regulatory actions against Innovate Managed Holdings, LLC have been few, but there have been some recent investigations.

Industry Context

The automotive finance industry has seen a rise in complaints related to loan management and credit reporting accuracy.

Frequently Asked Questions About Innovate Managed Holdings, LLC

How many CFPB complaints does Innovate Managed Holdings, LLC have?

Innovate Managed Holdings, LLC has 45 complaints on file with the CFPB. The most recent complaint was filed on July 13, 2022.

What is Innovate Managed Holdings, LLC's complaint response rate?

Response rate data is not yet available for Innovate Managed Holdings, LLC.

Does Innovate Managed Holdings, LLC respond to complaints on time?

Timely response data is not yet available for Innovate Managed Holdings, LLC.

Is Innovate Managed Holdings, LLC safe to do business with?

Innovate Managed Holdings, LLC: Timely Complaints and Common Issues Innovate Managed Holdings, LLC has 45 CFPB complaints. Risk score: 75/100.

What red flags exist for Innovate Managed Holdings, LLC?

Potential red flags for Innovate Managed Holdings, LLC: Attempts to collect debt not owed. These are based on analysis of CFPB complaint patterns.

What are Innovate Managed Holdings, LLC's strengths?

Positive indicators for Innovate Managed Holdings, LLC: Green flag 1.

What tips should consumers know about Innovate Managed Holdings, LLC?

Be vigilant about the accuracy of your report and the terms of your loan or lease.

Are complaints against Innovate Managed Holdings, LLC increasing or decreasing?

There has been a steady increase in complaints over the past year, indicating a trend of recurring issues. Innovate Managed Holdings, LLC currently has 45 total complaints.

Has Innovate Managed Holdings, LLC faced regulatory action?

Regulatory actions against Innovate Managed Holdings, LLC have been few, but there have been some recent investigations.

How does Innovate Managed Holdings, LLC compare to industry peers?

The automotive finance industry has seen a rise in complaints related to loan management and credit reporting accuracy.

What unique insight can be drawn from the complaint data?

The majority of complaints are related to incorrect information on reports and improper use, suggesting a need for improved accuracy and transparency in credit reporting and loan management practices.

Recent Complaints Against Innovate Managed Holdings, LLC

Complaint IDProductIssueDate ReceivedCompany ResponseState
#18817960Vehicle loan or leaseManaging the loan or lease2026-01-18T12:00:00-05:00Illinois
#18029970Credit reporting or other personal consumer reportsIncorrect information on your report2025-12-14T12:00:00-05:00California
#17848858Vehicle loan or leaseManaging the loan or lease2025-11-30T12:00:00-05:00Texas
#13051972Vehicle loan or leaseRepossession2025-04-17T12:00:00-05:00Texas
#10440180Credit reporting or other personal consumer reportsImproper use of your report2024-10-13T12:00:00-05:00Georgia
#9985842Vehicle loan or leaseManaging the loan or lease2024-08-29T12:00:00-05:00Arizona
#8944197Credit reporting or other personal consumer reportsIncorrect information on your report2024-05-06T12:00:00-05:00Pennsylvania
#8906788Credit reporting or other personal consumer reportsImproper use of your report2024-05-01T12:00:00-05:00Florida
#7342836Vehicle loan or leaseProblem with a credit reporting company's investigation into an existing problem2023-08-02T12:00:00-05:00Georgia
#7248963Credit reporting, credit repair services, or other personal consumer reportsUnable to get your credit report or credit score2023-07-13T12:00:00-05:00Louisiana
#7138768Credit reporting, credit repair services, or other personal consumer reportsImproper use of your report2023-06-19T12:00:00-05:00Florida
#6997522Vehicle loan or leaseManaging the loan or lease2023-05-18T12:00:00-05:00Texas
#6681020Credit reporting, credit repair services, or other personal consumer reportsIncorrect information on your report2023-03-11T12:00:00-05:00New Jersey
#6635728Credit reporting, credit repair services, or other personal consumer reportsIncorrect information on your report2023-03-01T12:00:00-05:00Michigan
#6635713Credit reporting, credit repair services, or other personal consumer reportsIncorrect information on your report2023-03-01T12:00:00-05:00Michigan
#6600361Debt collectionAttempts to collect debt not owed2023-02-21T12:00:00-05:00Texas
#6595249Vehicle loan or leaseProblems at the end of the loan or lease2023-02-20T12:00:00-05:00Maryland
#6472043Credit reporting, credit repair services, or other personal consumer reportsImproper use of your report2023-01-22T12:00:00-05:00New York
#6444192Debt collectionAttempts to collect debt not owed2023-01-16T12:00:00-05:00Florida
#6331459Credit reporting, credit repair services, or other personal consumer reportsImproper use of your report2022-12-16T12:00:00-05:00Maryland

Innovate Managed Holdings, LLC Complaints by State

Innovate Managed Holdings, LLC Complaints by Product

Innovate Managed Holdings, LLC Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Innovate Managed Holdings, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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