General Motors Financial Company, INC. -- Consumer Complaint Report & Risk Analysis
GM Financial Faces Scrutiny Over Credit Reporting Errors and Repossessions
Company Overview
Company: General Motors Financial Company, INC.
Total CFPB Complaints: 2,781
AI Risk Score: 98/100
Most Recent Complaint: 2025-04-30T12:00:00-05:00
Risk Breakdown
- Complaint Volume: high
- Response Quality: good
- Issue Recurrence: high
- Consumer Harm Severity: medium
AI Company Analysis
General Motors Financial Company, Inc. has 987 consumer complaints on file with the CFPB. General Motors Financial Company, Inc. has a high complaint volume. The most frequent complaint is incorrect information on a credit report.
Response Quality Assessment
good
Top Consumer Issues
Incorrect information on credit reports -- Severity: medium
Red Flags
- High volume of complaints regarding credit reporting errors.
Green Flags
- Timely complaint resolution is not specified, but the last complaint was recent.
Consumer Tips & Advice
Always review your credit report for accuracy and dispute any errors promptly with the credit bureau and the company.
Complaint Trend Analysis
There is a concerning trend of consumers reporting incorrect information on their credit reports, potentially impacting their financial standing.
Regulatory History
No specific regulatory history is provided, but the volume and nature of complaints suggest potential areas for regulatory oversight.
Industry Context
The automotive finance industry is heavily regulated, with strict rules governing credit reporting and repossession practices.
Frequently Asked Questions About General Motors Financial Company, INC.
How many CFPB complaints does General Motors Financial Company, Inc. have?
General Motors Financial Company, Inc. has 987 complaints on file with the CFPB. The most recent complaint was filed on January 31, 2025.
What is General Motors Financial Company, Inc.'s complaint response rate?
Response rate data is not yet available for General Motors Financial Company, Inc..
Does General Motors Financial Company, Inc. respond to complaints on time?
Timely response data is not yet available for General Motors Financial Company, Inc..
Is General Motors Financial Company, Inc. safe to do business with?
GM Financial Faces Scrutiny Over Credit Reporting Errors and Repossessions General Motors Financial Company, Inc. has 987 CFPB complaints. Risk score: 98/100.
What red flags exist for General Motors Financial Company, Inc.?
Potential red flags for General Motors Financial Company, Inc.: High volume of complaints regarding credit reporting errors.. These are based on analysis of CFPB complaint patterns.
What are General Motors Financial Company, Inc.'s strengths?
Positive indicators for General Motors Financial Company, Inc.: Timely complaint resolution is not specified, but the last complaint was recent..
What tips should consumers know about General Motors Financial Company, Inc.?
Always review your credit report for accuracy and dispute any errors promptly with the credit bureau and the company.
Are complaints against General Motors Financial Company, Inc. increasing or decreasing?
There is a concerning trend of consumers reporting incorrect information on their credit reports, potentially impacting their financial standing. General Motors Financial Company, Inc. currently has 987 total complaints.
Has General Motors Financial Company, Inc. faced regulatory action?
No specific regulatory history is provided, but the volume and nature of complaints suggest potential areas for regulatory oversight.
How does General Motors Financial Company, Inc. compare to industry peers?
The automotive finance industry is heavily regulated, with strict rules governing credit reporting and repossession practices.
What specific types of incorrect information are most commonly reported by GM Financial?
The provided data indicates 'Incorrect information on your report' is the most frequent issue, but further detail is needed to understand the nature of these inaccuracies.
What is the resolution rate for complaints related to incorrect credit reporting?
The resolution rate for these specific complaints is not provided, making it difficult to assess GM Financial's effectiveness in addressing these issues.
Recent Complaints Against General Motors Financial Company, INC.
- Credit reporting or other personal consumer reports #18398313 -- Incorrect information on your report -- 2025-12-31T12:00:00-05:00
- Credit reporting or other personal consumer reports #13276977 -- Incorrect information on your report -- 2025-04-30T12:00:00-05:00
- Vehicle loan or lease #11888006 -- Repossession -- 2025-01-31T12:00:00-05:00
- Credit reporting or other personal consumer reports #8665368 -- Incorrect information on your report -- 2024-03-31T12:00:00-05:00
General Motors Financial Company, INC. Complaints by State
- General Motors Financial Company, INC. Complaints in California
- General Motors Financial Company, INC. Complaints in Texas
- General Motors Financial Company, INC. Complaints in New York
- General Motors Financial Company, INC. Complaints in Florida
- General Motors Financial Company, INC. Complaints in Illinois
- General Motors Financial Company, INC. Complaints in Pennsylvania
- General Motors Financial Company, INC. Complaints in Ohio
- General Motors Financial Company, INC. Complaints in Georgia
- General Motors Financial Company, INC. Complaints in North Carolina
- General Motors Financial Company, INC. Complaints in New Jersey
General Motors Financial Company, INC. Complaints by Product
- General Motors Financial Company, INC. Checking or Savings Account Complaints
- General Motors Financial Company, INC. Credit Card Complaints
- General Motors Financial Company, INC. Mortgage Complaints
- General Motors Financial Company, INC. Student Loan Complaints
- General Motors Financial Company, INC. Vehicle Loan or Lease Complaints
- General Motors Financial Company, INC. Debt Collection Complaints
- General Motors Financial Company, INC. Credit Reporting Complaints
- General Motors Financial Company, INC. Money Transfer Complaints
- General Motors Financial Company, INC. Payday Loan Complaints
- General Motors Financial Company, INC. Prepaid Card Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for General Motors Financial Company, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.