Flexible Finance, INC. -- Consumer Complaint Report & Risk Analysis
Flexible Finance, Inc. - Timely Reporting Issues
Complaint Summary
Flexible Finance, INC. has received 28 consumer complaints filed with the CFPB across 7 products. The most common issues reported are incorrect information on your report, false statements or representation, problem with a credit reporting company's investigation into an existing problem. Complaints span 9 states, with Texas and Georgia leading in complaint volume.
Company Overview
Company: Flexible Finance, INC.
Total CFPB Complaints: 28
AI Risk Score: 45/100
Most Recent Complaint: 2023-05-11T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Flexible Finance, Inc. has 27 consumer complaints on file with the CFPB. Incorrect information on your report False statements or representation
Response Quality Assessment
fair
Top Consumer Issues
Was approved for a loan, but didn't receive the money -- Severity: medium
Red Flags
- Multiple complaints about incorrect information and false statements
Green Flags
- Some consumers have reported timely issues, though not a primary complaint
Consumer Tips & Advice
Check your credit report for accuracy and report any discrepancies immediately.
Complaint Trend Analysis
There is a trend of increasing complaints, indicating potential issues with the company's practices.
Regulatory History
Regulatory history shows some past issues with the company, but no major fines or actions.
Industry Context
The company offers credit reporting and payday loans, which are sectors known for consumer complaints.
Frequently Asked Questions About Flexible Finance, INC.
How many CFPB complaints does Flexible Finance, Inc. have?
Flexible Finance, Inc. has 27 complaints on file with the CFPB. The most recent complaint was filed on May 4, 2023.
What is Flexible Finance, Inc.'s complaint response rate?
Response rate data is not yet available for Flexible Finance, Inc..
Does Flexible Finance, Inc. respond to complaints on time?
Timely response data is not yet available for Flexible Finance, Inc..
Is Flexible Finance, Inc. safe to do business with?
Flexible Finance, Inc. - Timely Reporting Issues Flexible Finance, Inc. has 27 CFPB complaints. Risk score: 45/100.
What red flags exist for Flexible Finance, Inc.?
Potential red flags for Flexible Finance, Inc.: Multiple complaints about incorrect information and false statements. These are based on analysis of CFPB complaint patterns.
What are Flexible Finance, Inc.'s strengths?
Positive indicators for Flexible Finance, Inc.: Some consumers have reported timely issues, though not a primary complaint.
What tips should consumers know about Flexible Finance, Inc.?
Check your credit report for accuracy and report any discrepancies immediately.
Are complaints against Flexible Finance, Inc. increasing or decreasing?
There is a trend of increasing complaints, indicating potential issues with the company's practices. Flexible Finance, Inc. currently has 27 total complaints.
Has Flexible Finance, Inc. faced regulatory action?
Regulatory history shows some past issues with the company, but no major fines or actions.
How does Flexible Finance, Inc. compare to industry peers?
The company offers credit reporting and payday loans, which are sectors known for consumer complaints.
What is the most common issue reported by consumers?
The most common issues reported are incorrect information on the consumer's report and false statements or representations.
Recent Complaints Against Flexible Finance, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #19882434 | Money transfer, virtual currency, or money service | Other transaction problem | 2026-03-01T12:00:00-05:00 | Florida | |
| #18008508 | Payday loan, title loan, personal loan, or advance loan | Was approved for a loan, but didn't receive the money | 2025-12-12T12:00:00-05:00 | Georgia | |
| #17987778 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing issue | 2025-11-29T12:00:00-05:00 | Michigan | |
| #17826587 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-11-01T12:00:00-05:00 | Illinois | |
| #16215530 | Debt collection | False statements or representation | 2025-09-26T12:00:00-05:00 | Michigan | |
| #11936680 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-02-04T12:00:00-05:00 | Alabama | |
| #10048425 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-09-05T12:00:00-05:00 | Texas | |
| #8172419 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | 2024-01-14T12:00:00-05:00 | New Hampshire | |
| #8136062 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-01-09T12:00:00-05:00 | Florida | |
| #7864726 | Debt collection | False statements or representation | 2023-11-16T12:00:00-05:00 | Virginia | |
| #7863711 | Debt collection | False statements or representation | 2023-11-15T12:00:00-05:00 | Texas | |
| #7645534 | Payday loan, title loan, personal loan, or advance loan | Problem with additional add-on products or services | 2023-10-04T12:00:00-05:00 | Texas | |
| #7336364 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2023-08-01T12:00:00-05:00 | Virginia | |
| #7282455 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2023-07-20T12:00:00-05:00 | North Carolina | |
| #7257293 | Debt collection | Attempts to collect debt not owed | 2023-07-15T12:00:00-05:00 | Texas | |
| #7074826 | Credit card or prepaid card | Problem with a credit reporting company's investigation into an existing problem | 2023-06-05T12:00:00-05:00 | Georgia | |
| #7053643 | Payday loan, title loan, or personal loan | Incorrect information on your report | 2023-05-31T12:00:00-05:00 | Texas | |
| #6966781 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2023-05-11T12:00:00-05:00 | Georgia | |
| #6932528 | Payday loan, title loan, or personal loan | Problem when making payments | 2023-05-04T12:00:00-05:00 | Georgia | |
| #6908733 | Payday loan, title loan, or personal loan | Problem with cash advance | 2023-04-29T12:00:00-05:00 | Texas |
Flexible Finance, INC. Complaints by State
- Flexible Finance, INC. Complaints in Texas -- 8 complaints
- Flexible Finance, INC. Complaints in Georgia -- 5 complaints
- Flexible Finance, INC. Complaints in Alabama -- 3 complaints
- Flexible Finance, INC. Complaints in Virginia -- 3 complaints
- Flexible Finance, INC. Complaints in North Carolina -- 3 complaints
- Flexible Finance, INC. Complaints in Florida -- 2 complaints
- Flexible Finance, INC. Complaints in Michigan -- 2 complaints
- Flexible Finance, INC. Complaints in Illinois -- 1 complaints
- Flexible Finance, INC. Complaints in New Hampshire -- 1 complaints
Flexible Finance, INC. Complaints by Product
- Flexible Finance, INC. Debt collection Complaints -- 7 complaints | All Debt collection Complaints
- Flexible Finance, INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 7 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Flexible Finance, INC. Credit reporting or other personal consumer reports Complaints -- 5 complaints | All Credit reporting or other personal consumer reports Complaints
- Flexible Finance, INC. Payday loan, title loan, or personal loan Complaints -- 4 complaints | All Payday loan, title loan, or personal loan Complaints
- Flexible Finance, INC. Payday loan, title loan, personal loan, or advance loan Complaints -- 3 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
- Flexible Finance, INC. Money transfer, virtual currency, or money service Complaints -- 1 complaints | All Money transfer, virtual currency, or money service Complaints
- Flexible Finance, INC. Credit card or prepaid card Complaints -- 1 complaints | All Credit card or prepaid card Complaints
Flexible Finance, INC. Complaints by Issue
- Flexible Finance, INC. -- Incorrect information on your report -- 9 complaints | All Incorrect information on your report Complaints
- Flexible Finance, INC. -- False statements or representation -- 3 complaints | All False statements or representation Complaints
- Flexible Finance, INC. -- Problem with a credit reporting company's investigation into an existing problem -- 3 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Flexible Finance, INC. -- Improper use of your report -- 2 complaints | All Improper use of your report Complaints
- Flexible Finance, INC. -- Attempts to collect debt not owed -- 2 complaints | All Attempts to collect debt not owed Complaints
- Flexible Finance, INC. -- Other transaction problem -- 1 complaints | All Other transaction problem Complaints
- Flexible Finance, INC. -- Was approved for a loan, but didn't receive the money -- 1 complaints | All Was approved for a loan, but didn't receive the money Complaints
- Flexible Finance, INC. -- Problem with a company's investigation into an existing issue -- 1 complaints | All Problem with a company's investigation into an existing issue Complaints
- Flexible Finance, INC. -- Problem with additional add-on products or services -- 1 complaints | All Problem with additional add-on products or services Complaints
- Flexible Finance, INC. -- Problem when making payments -- 1 complaints | All Problem when making payments Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Flexible Finance, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.