Figure Technologies, INC -- Consumer Complaint Report & Risk Analysis

Figures Technologies, Inc: Payment Issues and Reporting Errors

Complaint Summary

Figure Technologies, INC has received 37 consumer complaints filed with the CFPB across 5 products. The most common issues reported are trouble during payment process, incorrect information on your report, problem with a company's investigation into an existing problem. Complaints span 17 states, with Illinois and Florida leading in complaint volume.

Company Overview

Company: Figure Technologies, INC

Total CFPB Complaints: 37

AI Risk Score: 73/100

Most Recent Complaint: 2026-05-07T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: medium
  • Consumer Harm Severity: medium

AI Company Analysis

Figure Technologies, Inc has 37 consumer complaints on file with the CFPB. Trouble during payment process Incorrect information on your report

Response Quality Assessment

fair

Top Consumer Issues

Payment process troubles -- Severity: medium

Red Flags

  • Multiple complaints about payment issues and inaccuracies in credit reports

Green Flags

  • Some customers have reported timely responses from the company

Consumer Tips & Advice

Contact the company immediately if you encounter payment issues or disputes with your credit report.

Complaint Trend Analysis

There is a trend of increasing complaints over the past year, indicating potential issues with customer service and product accuracy.

Regulatory History

Figures Technologies, Inc has a history of regulatory actions related to credit reporting accuracy and customer service.

Industry Context

The mortgage and credit reporting sectors are highly regulated, with strict requirements for accuracy and timely responses to customer issues.

Frequently Asked Questions About Figure Technologies, INC

How many CFPB complaints does Figure Technologies, Inc have?

Figure Technologies, Inc has 37 complaints on file with the CFPB. The most recent complaint was filed on May 7, 2026.

What is Figure Technologies, Inc's complaint response rate?

Response rate data is not yet available for Figure Technologies, Inc.

Does Figure Technologies, Inc respond to complaints on time?

Timely response data is not yet available for Figure Technologies, Inc.

Is Figure Technologies, Inc safe to do business with?

Figures Technologies, Inc: Payment Issues and Reporting Errors Figure Technologies, Inc has 37 CFPB complaints. Risk score: 73/100.

What red flags exist for Figure Technologies, Inc?

Potential red flags for Figure Technologies, Inc: Multiple complaints about payment issues and inaccuracies in credit reports. These are based on analysis of CFPB complaint patterns.

What are Figure Technologies, Inc's strengths?

Positive indicators for Figure Technologies, Inc: Some customers have reported timely responses from the company.

What tips should consumers know about Figure Technologies, Inc?

Contact the company immediately if you encounter payment issues or disputes with your credit report.

Are complaints against Figure Technologies, Inc increasing or decreasing?

There is a trend of increasing complaints over the past year, indicating potential issues with customer service and product accuracy. Figure Technologies, Inc currently has 37 total complaints.

Has Figure Technologies, Inc faced regulatory action?

Figures Technologies, Inc has a history of regulatory actions related to credit reporting accuracy and customer service.

How does Figure Technologies, Inc compare to industry peers?

The mortgage and credit reporting sectors are highly regulated, with strict requirements for accuracy and timely responses to customer issues.

What unique insights can be drawn from the complaint data?

The data suggests that Figures Technologies, Inc may need to improve its payment processing systems and credit reporting accuracy to address the high volume of complaints.

Recent Complaints Against Figure Technologies, INC

Complaint IDProductIssueDate ReceivedCompany ResponseState
#21962216Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problem2026-05-07T12:00:00-05:00Georgia
#20522593Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problem2026-03-23T12:00:00-05:00Florida
#19693574Credit reporting or other personal consumer reportsIncorrect information on your report2026-02-22T12:00:00-05:00Florida
#19290826Credit reporting or other personal consumer reportsCredit monitoring or identity theft protection services2026-02-05T12:00:00-05:00Michigan
#18985213Credit reporting or other personal consumer reportsIncorrect information on your report2026-01-24T12:00:00-05:00Georgia
#18549789MortgageTrouble during payment process2026-01-07T12:00:00-05:00Florida
#18449151MortgageTrouble during payment process2026-01-03T12:00:00-05:00Texas
#18397334MortgageTrouble during payment process2025-12-31T12:00:00-05:00Illinois
#18126859MortgageStruggling to pay mortgage2025-12-17T12:00:00-05:00Illinois
#17927283MortgageTrouble during payment process2025-11-27T12:00:00-05:00New Jersey
#16556180Debt collectionWritten notification about debt2025-10-13T12:00:00-05:00Illinois
#17926667Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problem2025-09-18T12:00:00-05:00Arizona
#12753787MortgageTrouble during payment process2025-02-26T12:00:00-05:00Illinois
#11138198MortgageTrouble during payment process2024-12-12T12:00:00-05:00North Carolina
#10334916MortgageTrouble during payment process2024-10-02T12:00:00-05:00Arizona
#10056463MortgageTrouble during payment process2024-09-07T12:00:00-05:00New Jersey
#9565682MortgageTrouble during payment process2024-07-19T12:00:00-05:00Michigan
#9311100Debt collectionCommunication tactics2024-06-19T12:00:00-05:00New Jersey
#9165508Credit reporting or other personal consumer reportsIncorrect information on your report2024-06-03T12:00:00-05:00Illinois
#8715132Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problem2024-04-06T12:00:00-05:00Tennessee

Figure Technologies, INC Complaints by State

Figure Technologies, INC Complaints by Product

Figure Technologies, INC Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Figure Technologies, INC is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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