Credit Wise Recovery Solution LLC -- Consumer Complaint Report & Risk Analysis
Credit Wise Recovery Solution LLC: Timely Response Issues
Complaint Summary
Credit Wise Recovery Solution LLC has received 14 consumer complaints filed with the CFPB across 3 products. The most common issues reported are incorrect information on your report, problem with fraud alerts or security freezes, improper use of your report. Complaints span 11 states, with New York and New Jersey leading in complaint volume.
Company Overview
Company: Credit Wise Recovery Solution LLC
Total CFPB Complaints: 14
AI Risk Score: 65/100
Most Recent Complaint: 2021-06-03T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Credit Wise Recovery Solution LLC has 14 consumer complaints on file with the CFPB. Incorrect information on your report Attempts to collect debt not owed
Response Quality Assessment
fair
Top Consumer Issues
Incorrect information on your report -- Severity: medium
Red Flags
- Attempts to collect debt not owed
Green Flags
- Proper handling of fraud alerts and security freezes
Consumer Tips & Advice
Ensure all information on your credit report is accurate to improve your credit score.
Complaint Trend Analysis
There is a trend of increasing complaints about incorrect information on credit reports, indicating a need for better accuracy and transparency.
Regulatory History
Regulatory history shows ongoing efforts to improve credit reporting accuracy and consumer protection.
Industry Context
The credit reporting industry is under scrutiny for ensuring the accuracy and fairness of consumer reports.
Frequently Asked Questions About Credit Wise Recovery Solution LLC
How many CFPB complaints does Credit Wise Recovery Solution LLC have?
Credit Wise Recovery Solution LLC has 14 complaints on file with the CFPB. The most recent complaint was filed on June 3, 2021.
What is Credit Wise Recovery Solution LLC's complaint response rate?
Response rate data is not yet available for Credit Wise Recovery Solution LLC.
Does Credit Wise Recovery Solution LLC respond to complaints on time?
Timely response data is not yet available for Credit Wise Recovery Solution LLC.
Is Credit Wise Recovery Solution LLC safe to do business with?
Credit Wise Recovery Solution LLC: Timely Response Issues Credit Wise Recovery Solution LLC has 14 CFPB complaints. Risk score: 65/100.
What red flags exist for Credit Wise Recovery Solution LLC?
Potential red flags for Credit Wise Recovery Solution LLC: Attempts to collect debt not owed. These are based on analysis of CFPB complaint patterns.
What are Credit Wise Recovery Solution LLC's strengths?
Positive indicators for Credit Wise Recovery Solution LLC: Proper handling of fraud alerts and security freezes.
What tips should consumers know about Credit Wise Recovery Solution LLC?
Ensure all information on your credit report is accurate to improve your credit score.
Are complaints against Credit Wise Recovery Solution LLC increasing or decreasing?
There is a trend of increasing complaints about incorrect information on credit reports, indicating a need for better accuracy and transparency. Credit Wise Recovery Solution LLC currently has 14 total complaints.
Has Credit Wise Recovery Solution LLC faced regulatory action?
Regulatory history shows ongoing efforts to improve credit reporting accuracy and consumer protection.
How does Credit Wise Recovery Solution LLC compare to industry peers?
The credit reporting industry is under scrutiny for ensuring the accuracy and fairness of consumer reports.
What is the most common issue reported by consumers regarding Credit Wise Recovery Solution LLC?
The most common issue is incorrect information on the consumer's report.
Recent Complaints Against Credit Wise Recovery Solution LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #5162491 | Credit reporting, credit repair services, or other personal consumer reports | Problem with fraud alerts or security freezes | 2022-01-28T12:00:00-05:00 | New York | |
| #5158926 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-01-27T12:00:00-05:00 | Colorado | |
| #5112865 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-01-15T12:00:00-05:00 | Mississippi | |
| #4948045 | Credit reporting, credit repair services, or other personal consumer reports | Problem with customer service | 2021-11-26T12:00:00-05:00 | Arizona | |
| #4931495 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2021-11-19T12:00:00-05:00 | New Jersey | |
| #4712038 | Debt collection | Attempts to collect debt not owed | 2021-09-11T12:00:00-05:00 | Texas | |
| #4696085 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2021-09-06T12:00:00-05:00 | Texas | |
| #4657515 | Credit card or prepaid card | Getting a credit card | 2021-08-24T12:00:00-05:00 | Pennsylvania | |
| #4582239 | Credit reporting, credit repair services, or other personal consumer reports | Credit monitoring or identity theft protection services | 2021-07-28T12:00:00-05:00 | South Carolina | |
| #4456193 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2021-06-13T12:00:00-05:00 | Ohio | |
| #4430375 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2021-06-03T12:00:00-05:00 | Delaware | |
| #4415806 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2021-05-28T12:00:00-05:00 | Louisiana | |
| #4402626 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2021-05-24T12:00:00-05:00 | New York | |
| #4338441 | Credit card or prepaid card | Problem with fraud alerts or security freezes | 2021-04-29T12:00:00-05:00 | New Jersey |
Credit Wise Recovery Solution LLC Complaints by State
- Credit Wise Recovery Solution LLC Complaints in New York -- 2 complaints
- Credit Wise Recovery Solution LLC Complaints in New Jersey -- 2 complaints
- Credit Wise Recovery Solution LLC Complaints in Texas -- 2 complaints
- Credit Wise Recovery Solution LLC Complaints in Colorado -- 1 complaints
- Credit Wise Recovery Solution LLC Complaints in Mississippi -- 1 complaints
- Credit Wise Recovery Solution LLC Complaints in Arizona -- 1 complaints
- Credit Wise Recovery Solution LLC Complaints in Pennsylvania -- 1 complaints
- Credit Wise Recovery Solution LLC Complaints in South Carolina -- 1 complaints
- Credit Wise Recovery Solution LLC Complaints in Ohio -- 1 complaints
- Credit Wise Recovery Solution LLC Complaints in Delaware -- 1 complaints
- Credit Wise Recovery Solution LLC Complaints in Louisiana -- 1 complaints
Credit Wise Recovery Solution LLC Complaints by Product
- Credit Wise Recovery Solution LLC Credit reporting, credit repair services, or other personal consumer reports Complaints -- 11 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Credit Wise Recovery Solution LLC Credit card or prepaid card Complaints -- 2 complaints | All Credit card or prepaid card Complaints
- Credit Wise Recovery Solution LLC Debt collection Complaints -- 1 complaints | All Debt collection Complaints
Credit Wise Recovery Solution LLC Complaints by Issue
- Credit Wise Recovery Solution LLC -- Incorrect information on your report -- 5 complaints | All Incorrect information on your report Complaints
- Credit Wise Recovery Solution LLC -- Problem with fraud alerts or security freezes -- 2 complaints | All Problem with fraud alerts or security freezes Complaints
- Credit Wise Recovery Solution LLC -- Improper use of your report -- 2 complaints | All Improper use of your report Complaints
- Credit Wise Recovery Solution LLC -- Problem with customer service -- 1 complaints | All Problem with customer service Complaints
- Credit Wise Recovery Solution LLC -- Attempts to collect debt not owed -- 1 complaints | All Attempts to collect debt not owed Complaints
- Credit Wise Recovery Solution LLC -- Getting a credit card -- 1 complaints | All Getting a credit card Complaints
- Credit Wise Recovery Solution LLC -- Credit monitoring or identity theft protection services -- 1 complaints | All Credit monitoring or identity theft protection services Complaints
- Credit Wise Recovery Solution LLC -- Problem with a credit reporting company's investigation into an existing problem -- 1 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Credit Wise Recovery Solution LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.