Choice Recovery, INC. -- Consumer Complaint Report & Risk Analysis
Debt Collection Disputes and Reporting Errors
Complaint Summary
Choice Recovery, INC. has received 111 consumer complaints filed with the CFPB across 2 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, incorrect information on your report. Complaints span 25 states, with Ohio and Florida leading in complaint volume.
Company Overview
Company: Choice Recovery, INC.
Total CFPB Complaints: 111
AI Risk Score: 73/100
Most Recent Complaint: 2022-04-06T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Choice Recovery, Inc. has 109 consumer complaints on file with the CFPB. Attempts to collect debt not owed Incorrect information on your report
Response Quality Assessment
fair
Top Consumer Issues
Debt not owed -- Severity: medium
Red Flags
- Multiple complaints about attempts to collect debt not owed
Green Flags
- Several complaints about incorrect information on reports
Consumer Tips & Advice
Be proactive in disputing any debts you do not owe.
Complaint Trend Analysis
There is a steady trend of complaints regarding debt collection and reporting accuracy.
Regulatory History
Regulatory history shows ongoing efforts to improve debt collection practices and accuracy of consumer reports.
Industry Context
Choice Recovery, Inc. is involved in debt collection and credit reporting, which are regulated industries.
Frequently Asked Questions About Choice Recovery, INC.
How many CFPB complaints does Choice Recovery, Inc. have?
Choice Recovery, Inc. has 109 complaints on file with the CFPB. The most recent complaint was filed on July 13, 2022.
What is Choice Recovery, Inc.'s complaint response rate?
Response rate data is not yet available for Choice Recovery, Inc..
Does Choice Recovery, Inc. respond to complaints on time?
Timely response data is not yet available for Choice Recovery, Inc..
Is Choice Recovery, Inc. safe to do business with?
Debt Collection Disputes and Reporting Errors Choice Recovery, Inc. has 109 CFPB complaints. Risk score: 73/100.
What red flags exist for Choice Recovery, Inc.?
Potential red flags for Choice Recovery, Inc.: Multiple complaints about attempts to collect debt not owed. These are based on analysis of CFPB complaint patterns.
What are Choice Recovery, Inc.'s strengths?
Positive indicators for Choice Recovery, Inc.: Several complaints about incorrect information on reports.
What tips should consumers know about Choice Recovery, Inc.?
Be proactive in disputing any debts you do not owe.
Are complaints against Choice Recovery, Inc. increasing or decreasing?
There is a steady trend of complaints regarding debt collection and reporting accuracy. Choice Recovery, Inc. currently has 109 total complaints.
Has Choice Recovery, Inc. faced regulatory action?
Regulatory history shows ongoing efforts to improve debt collection practices and accuracy of consumer reports.
How does Choice Recovery, Inc. compare to industry peers?
Choice Recovery, Inc. is involved in debt collection and credit reporting, which are regulated industries.
What is the most common issue reported to Choice Recovery, Inc.?
The most common issue is attempts to collect debt that is not owed.
Recent Complaints Against Choice Recovery, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #6278306 | Debt collection | Attempts to collect debt not owed | 2022-12-04T12:00:00-05:00 | Ohio | |
| #6278279 | Debt collection | Attempts to collect debt not owed | 2022-12-04T12:00:00-05:00 | Ohio | |
| #6276242 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-12-03T12:00:00-05:00 | Ohio | |
| #6271807 | Debt collection | Attempts to collect debt not owed | 2022-12-02T12:00:00-05:00 | Ohio | |
| #6218152 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-11-17T12:00:00-05:00 | Pennsylvania | |
| #6185334 | Debt collection | Written notification about debt | 2022-11-09T12:00:00-05:00 | Minnesota | |
| #6162712 | Debt collection | Attempts to collect debt not owed | 2022-11-03T12:00:00-05:00 | Ohio | |
| #6096959 | Debt collection | Written notification about debt | 2022-10-17T12:00:00-05:00 | Ohio | |
| #6080238 | Debt collection | Written notification about debt | 2022-10-12T12:00:00-05:00 | Texas | |
| #6066143 | Debt collection | False statements or representation | 2022-10-09T12:00:00-05:00 | Florida | |
| #6038900 | Debt collection | Attempts to collect debt not owed | 2022-10-01T12:00:00-05:00 | Arizona | |
| #5997484 | Debt collection | Attempts to collect debt not owed | 2022-09-19T12:00:00-05:00 | Oregon | |
| #5982657 | Debt collection | Attempts to collect debt not owed | 2022-09-14T12:00:00-05:00 | Kentucky | |
| #5969073 | Debt collection | Attempts to collect debt not owed | 2022-09-10T12:00:00-05:00 | Arizona | |
| #5963803 | Debt collection | False statements or representation | 2022-09-08T12:00:00-05:00 | Oklahoma | |
| #5937605 | Debt collection | Attempts to collect debt not owed | 2022-08-31T12:00:00-05:00 | Florida | |
| #5937524 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-08-31T12:00:00-05:00 | Maryland | |
| #5937498 | Debt collection | Attempts to collect debt not owed | 2022-08-31T12:00:00-05:00 | South Carolina | |
| #5932492 | Debt collection | Attempts to collect debt not owed | 2022-08-30T12:00:00-05:00 | Florida | |
| #5923256 | Debt collection | Written notification about debt | 2022-08-27T12:00:00-05:00 | Alabama |
Choice Recovery, INC. Complaints by State
- Choice Recovery, INC. Complaints in Ohio -- 33 complaints
- Choice Recovery, INC. Complaints in Florida -- 24 complaints
- Choice Recovery, INC. Complaints in Georgia -- 10 complaints
- Choice Recovery, INC. Complaints in South Carolina -- 7 complaints
- Choice Recovery, INC. Complaints in Texas -- 6 complaints
- Choice Recovery, INC. Complaints in Kentucky -- 3 complaints
- Choice Recovery, INC. Complaints in Alabama -- 3 complaints
- Choice Recovery, INC. Complaints in New Jersey -- 3 complaints
- Choice Recovery, INC. Complaints in Indiana -- 3 complaints
- Choice Recovery, INC. Complaints in Arizona -- 2 complaints
- Choice Recovery, INC. Complaints in Illinois -- 2 complaints
- Choice Recovery, INC. Complaints in Colorado -- 2 complaints
- Choice Recovery, INC. Complaints in Pennsylvania -- 1 complaints
- Choice Recovery, INC. Complaints in Minnesota -- 1 complaints
- Choice Recovery, INC. Complaints in Oregon -- 1 complaints
Choice Recovery, INC. Complaints by Product
- Choice Recovery, INC. Debt collection Complaints -- 86 complaints | All Debt collection Complaints
- Choice Recovery, INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 25 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Choice Recovery, INC. Complaints by Issue
- Choice Recovery, INC. -- Attempts to collect debt not owed -- 50 complaints | All Attempts to collect debt not owed Complaints
- Choice Recovery, INC. -- Written notification about debt -- 26 complaints | All Written notification about debt Complaints
- Choice Recovery, INC. -- Incorrect information on your report -- 14 complaints | All Incorrect information on your report Complaints
- Choice Recovery, INC. -- Improper use of your report -- 6 complaints | All Improper use of your report Complaints
- Choice Recovery, INC. -- False statements or representation -- 5 complaints | All False statements or representation Complaints
- Choice Recovery, INC. -- Problem with a credit reporting company's investigation into an existing problem -- 5 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Choice Recovery, INC. -- Took or threatened to take negative or legal action -- 4 complaints | All Took or threatened to take negative or legal action Complaints
- Choice Recovery, INC. -- Communication tactics -- 1 complaints | All Communication tactics Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Choice Recovery, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.