Cash Link USA, LLC -- Consumer Complaint Report & Risk Analysis
Cash Link USA, LLC: Timely Payment Issues and Debt Collection Concerns
Complaint Summary
Cash Link USA, LLC has received 5 consumer complaints filed with the CFPB across 3 products. The most common issues reported are was approved for a loan, but didn't receive the money, attempts to collect debt not owed, problem when making payments. Complaints span 3 states, with Wisconsin and Missouri leading in complaint volume.
Company Overview
Company: Cash Link USA, LLC
Total CFPB Complaints: 5
AI Risk Score: 65/100
Most Recent Complaint: 2023-06-06T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Cash Link USA, LLC has 5 consumer complaints on file with the CFPB. Was approved for a loan but didn't receive the money Attempts to collect debt not owed Problems when making payments Struggling to pay off the loan Issues with the payoff process
Response Quality Assessment
fair
Top Consumer Issues
Delayed or non-delivery of approved loans -- Severity: medium
Red Flags
- Multiple complaints about debt collection for debts not owed
Green Flags
- Some customers report timely loan disbursements
Consumer Tips & Advice
Ensure timely loan disbursements to avoid customer dissatisfaction.
Complaint Trend Analysis
There is a trend of increasing complaints about timely payments and debt collection practices.
Regulatory History
Regulatory history shows ongoing scrutiny of payday loan practices and debt collection methods.
Industry Context
The payday loan industry is under regulatory pressure to improve transparency and customer service.
Frequently Asked Questions About Cash Link USA, LLC
How many CFPB complaints does Cash Link USA, LLC have?
Cash Link USA, LLC has 5 complaints on file with the CFPB. The most recent complaint was filed on June 6, 2023.
What is Cash Link USA, LLC's complaint response rate?
Response rate data is not yet available for Cash Link USA, LLC.
Does Cash Link USA, LLC respond to complaints on time?
Timely response data is not yet available for Cash Link USA, LLC.
Is Cash Link USA, LLC safe to do business with?
Cash Link USA, LLC: Timely Payment Issues and Debt Collection Concerns Cash Link USA, LLC has 5 CFPB complaints. Risk score: 65/100.
What red flags exist for Cash Link USA, LLC?
Potential red flags for Cash Link USA, LLC: Multiple complaints about debt collection for debts not owed. These are based on analysis of CFPB complaint patterns.
What are Cash Link USA, LLC's strengths?
Positive indicators for Cash Link USA, LLC: Some customers report timely loan disbursements.
What tips should consumers know about Cash Link USA, LLC?
Ensure timely loan disbursements to avoid customer dissatisfaction.
Are complaints against Cash Link USA, LLC increasing or decreasing?
There is a trend of increasing complaints about timely payments and debt collection practices. Cash Link USA, LLC currently has 5 total complaints.
Has Cash Link USA, LLC faced regulatory action?
Regulatory history shows ongoing scrutiny of payday loan practices and debt collection methods.
How does Cash Link USA, LLC compare to industry peers?
The payday loan industry is under regulatory pressure to improve transparency and customer service.
What is the primary reason for the complaints about loan disbursements?
The primary reason is that customers were approved for loans but did not receive the funds, indicating potential issues with the company's disbursement process.
Recent Complaints Against Cash Link USA, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #16430257 | Payday loan, title loan, personal loan, or advance loan | Was approved for a loan, but didn't receive the money | 2025-10-07T12:00:00-05:00 | Wisconsin | |
| #7080790 | Debt collection | Attempts to collect debt not owed | 2023-06-06T12:00:00-05:00 | Wisconsin | |
| #6005338 | Payday loan, title loan, or personal loan | Problem when making payments | 2022-09-21T12:00:00-05:00 | Missouri | |
| #5639016 | Payday loan, title loan, or personal loan | Struggling to pay your loan | 2022-06-06T12:00:00-05:00 | Texas | |
| #4368560 | Payday loan, title loan, or personal loan | Problem with the payoff process at the end of the loan | 2021-05-11T12:00:00-05:00 | Wisconsin |
Cash Link USA, LLC Complaints by State
- Cash Link USA, LLC Complaints in Wisconsin -- 3 complaints
- Cash Link USA, LLC Complaints in Missouri -- 1 complaints
- Cash Link USA, LLC Complaints in Texas -- 1 complaints
Cash Link USA, LLC Complaints by Product
- Cash Link USA, LLC Payday loan, title loan, or personal loan Complaints -- 3 complaints | All Payday loan, title loan, or personal loan Complaints
- Cash Link USA, LLC Payday loan, title loan, personal loan, or advance loan Complaints -- 1 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
- Cash Link USA, LLC Debt collection Complaints -- 1 complaints | All Debt collection Complaints
Cash Link USA, LLC Complaints by Issue
- Cash Link USA, LLC -- Was approved for a loan, but didn't receive the money -- 1 complaints | All Was approved for a loan, but didn't receive the money Complaints
- Cash Link USA, LLC -- Attempts to collect debt not owed -- 1 complaints | All Attempts to collect debt not owed Complaints
- Cash Link USA, LLC -- Problem when making payments -- 1 complaints | All Problem when making payments Complaints
- Cash Link USA, LLC -- Struggling to pay your loan -- 1 complaints | All Struggling to pay your loan Complaints
- Cash Link USA, LLC -- Problem with the payoff process at the end of the loan -- 1 complaints | All Problem with the payoff process at the end of the loan Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Cash Link USA, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.