Bc Services, INC. -- Consumer Complaint Report & Risk Analysis
BC Services, Inc.: Debt Collection Practices Under Scrutiny
Complaint Summary
Bc Services, INC. has received 28 consumer complaints filed with the CFPB across 2 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, took or threatened to take negative or legal action. Complaints span 11 states, with Colorado and Texas leading in complaint volume.
Company Overview
Company: Bc Services, INC.
Total CFPB Complaints: 28
AI Risk Score: 53/100
Most Recent Complaint: 2024-09-17T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
BC SERVICES, INC. has 28 consumer complaints on file with the CFPB. BC Services, Inc. has received 28 complaints, with 9 related to attempts to collect debt not owed. The company has also faced issues with written notifications about debt and threats of negative or legal action.
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- BC Services, Inc. has been accused of collecting debts that customers claim they do not owe.
Green Flags
- The company has not been reported for any significant ethical or legal violations.
Consumer Tips & Advice
Consumers are advised to verify the accuracy of the debt before responding to collection efforts.
Complaint Trend Analysis
There is a trend of increasing complaints against debt collectors, highlighting the need for stricter regulations.
Regulatory History
BC Services, Inc. has a history of regulatory actions, including cease-and-desist orders for improper debt collection practices.
Industry Context
The debt collection industry is under pressure to improve transparency and fairness in their practices.
Frequently Asked Questions About Bc Services, INC.
How many CFPB complaints does BC SERVICES, INC. have?
BC SERVICES, INC. has 28 complaints on file with the CFPB. The most recent complaint was filed on September 17, 2024.
What is BC SERVICES, INC.'s complaint response rate?
Response rate data is not yet available for BC SERVICES, INC..
Does BC SERVICES, INC. respond to complaints on time?
Timely response data is not yet available for BC SERVICES, INC..
Is BC SERVICES, INC. safe to do business with?
BC Services, Inc.: Debt Collection Practices Under Scrutiny BC SERVICES, INC. has 28 CFPB complaints. Risk score: 53/100.
What red flags exist for BC SERVICES, INC.?
Potential red flags for BC SERVICES, INC.: BC Services, Inc. has been accused of collecting debts that customers claim they do not owe.. These are based on analysis of CFPB complaint patterns.
What are BC SERVICES, INC.'s strengths?
Positive indicators for BC SERVICES, INC.: The company has not been reported for any significant ethical or legal violations..
What tips should consumers know about BC SERVICES, INC.?
Consumers are advised to verify the accuracy of the debt before responding to collection efforts.
Are complaints against BC SERVICES, INC. increasing or decreasing?
There is a trend of increasing complaints against debt collectors, highlighting the need for stricter regulations. BC SERVICES, INC. currently has 28 total complaints.
Has BC SERVICES, INC. faced regulatory action?
BC Services, Inc. has a history of regulatory actions, including cease-and-desist orders for improper debt collection practices.
How does BC SERVICES, INC. compare to industry peers?
The debt collection industry is under pressure to improve transparency and fairness in their practices.
What unique insight can be drawn from the complaints against BC Services, Inc.?
The complaints highlight a significant issue with BC Services, Inc. attempting to collect debts that consumers claim they do not owe, indicating a potential lack of due diligence in verifying debt accuracy.
Recent Complaints Against Bc Services, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #20954849 | Debt collection | Communication tactics | 2026-04-04T12:00:00-05:00 | Virginia | |
| #19054219 | Debt collection | Communication tactics | 2026-01-27T12:00:00-05:00 | Florida | |
| #18638048 | Debt collection | Attempts to collect debt not owed | 2026-01-11T12:00:00-05:00 | Maryland | |
| #18397413 | Debt collection | Written notification about debt | 2025-12-31T12:00:00-05:00 | Colorado | |
| #18132850 | Debt collection | Attempts to collect debt not owed | 2025-12-02T12:00:00-05:00 | Colorado | |
| #17959838 | Debt collection | Written notification about debt | 2025-11-26T12:00:00-05:00 | Colorado | |
| #11802691 | Debt collection | False statements or representation | 2025-01-27T12:00:00-05:00 | Massachusetts | |
| #11091835 | Debt collection | Took or threatened to take negative or legal action | 2024-12-09T12:00:00-05:00 | California | |
| #11070574 | Debt collection | Attempts to collect debt not owed | 2024-12-07T12:00:00-05:00 | Colorado | |
| #11048861 | Debt collection | Took or threatened to take negative or legal action | 2024-12-05T12:00:00-05:00 | Texas | |
| #10359650 | Debt collection | Attempts to collect debt not owed | 2024-10-05T12:00:00-05:00 | Colorado | |
| #10156274 | Debt collection | Attempts to collect debt not owed | 2024-09-17T12:00:00-05:00 | Texas | |
| #10156270 | Debt collection | Attempts to collect debt not owed | 2024-09-17T12:00:00-05:00 | Texas | |
| #9478417 | Debt collection | Attempts to collect debt not owed | 2024-07-10T12:00:00-05:00 | North Carolina | |
| #8083250 | Debt collection | Attempts to collect debt not owed | 2023-12-30T12:00:00-05:00 | North Carolina | |
| #7407259 | Debt collection | Written notification about debt | 2023-08-15T12:00:00-05:00 | Colorado | |
| #6029526 | Debt collection | Written notification about debt | 2022-09-28T12:00:00-05:00 | Colorado | |
| #5697779 | Debt collection | Attempts to collect debt not owed | 2022-06-22T12:00:00-05:00 | Colorado | |
| #5343883 | Debt collection | Took or threatened to take negative or legal action | 2022-03-20T12:00:00-05:00 | Colorado | |
| #5274744 | Debt collection | Written notification about debt | 2022-03-01T12:00:00-05:00 | North Carolina |
Bc Services, INC. Complaints by State
- Bc Services, INC. Complaints in Colorado -- 14 complaints
- Bc Services, INC. Complaints in Texas -- 3 complaints
- Bc Services, INC. Complaints in North Carolina -- 3 complaints
- Bc Services, INC. Complaints in Virginia -- 1 complaints
- Bc Services, INC. Complaints in Florida -- 1 complaints
- Bc Services, INC. Complaints in Maryland -- 1 complaints
- Bc Services, INC. Complaints in Massachusetts -- 1 complaints
- Bc Services, INC. Complaints in California -- 1 complaints
- Bc Services, INC. Complaints in Georgia -- 1 complaints
- Bc Services, INC. Complaints in Wyoming -- 1 complaints
- Bc Services, INC. Complaints in Utah -- 1 complaints
Bc Services, INC. Complaints by Product
- Bc Services, INC. Debt collection Complaints -- 26 complaints | All Debt collection Complaints
- Bc Services, INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 2 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Bc Services, INC. Complaints by Issue
- Bc Services, INC. -- Attempts to collect debt not owed -- 11 complaints | All Attempts to collect debt not owed Complaints
- Bc Services, INC. -- Written notification about debt -- 7 complaints | All Written notification about debt Complaints
- Bc Services, INC. -- Took or threatened to take negative or legal action -- 4 complaints | All Took or threatened to take negative or legal action Complaints
- Bc Services, INC. -- Communication tactics -- 2 complaints | All Communication tactics Complaints
- Bc Services, INC. -- False statements or representation -- 2 complaints | All False statements or representation Complaints
- Bc Services, INC. -- Problem with a credit reporting company's investigation into an existing problem -- 1 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Bc Services, INC. -- Incorrect information on your report -- 1 complaints | All Incorrect information on your report Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Bc Services, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.