B&F Finance CORP. -- Consumer Complaint Report & Risk Analysis
B&F Finance Corp. Debt Collection Practices Under Scrutiny
Complaint Summary
B&F Finance CORP. has received 6 consumer complaints filed with the CFPB across 3 products. The most common issues reported are took or threatened to take negative or legal action, struggling to pay your loan, problem when making payments. Complaints span 1 state, with Texas leading in complaint volume.
Company Overview
Company: B&F Finance CORP.
Total CFPB Complaints: 6
AI Risk Score: 45/100
Most Recent Complaint: 2022-08-03T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
B&F Finance Corp. has 6 consumer complaints on file with the CFPB. B&F Finance Corp. has received multiple complaints regarding debt collection practices. Complaints include threats of legal action and improper communication tactics.
Response Quality Assessment
fair
Top Consumer Issues
Threats of legal action -- Severity: medium
Red Flags
- Threatened to contact someone or share information improperly
Green Flags
- Proper communication and adherence to legal guidelines in debt collection
Consumer Tips & Advice
Consumers should verify the legitimacy of the debt and the actions taken by the creditor.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices, indicating a need for improved compliance and transparency.
Regulatory History
Regulatory history shows multiple instances of fines for improper debt collection practices.
Industry Context
The debt collection industry is under scrutiny for its practices, with a focus on fair and legal collection methods.
Frequently Asked Questions About B&F Finance CORP.
How many CFPB complaints does B&F Finance Corp. have?
B&F Finance Corp. has 6 complaints on file with the CFPB. The most recent complaint was filed on August 3, 2022.
What is B&F Finance Corp.'s complaint response rate?
Response rate data is not yet available for B&F Finance Corp..
Does B&F Finance Corp. respond to complaints on time?
Timely response data is not yet available for B&F Finance Corp..
Is B&F Finance Corp. safe to do business with?
B&F Finance Corp. Debt Collection Practices Under Scrutiny B&F Finance Corp. has 6 CFPB complaints. Risk score: 45/100.
What red flags exist for B&F Finance Corp.?
Potential red flags for B&F Finance Corp.: Threatened to contact someone or share information improperly. These are based on analysis of CFPB complaint patterns.
What are B&F Finance Corp.'s strengths?
Positive indicators for B&F Finance Corp.: Proper communication and adherence to legal guidelines in debt collection.
What tips should consumers know about B&F Finance Corp.?
Consumers should verify the legitimacy of the debt and the actions taken by the creditor.
Are complaints against B&F Finance Corp. increasing or decreasing?
There is a trend of increasing complaints about debt collection practices, indicating a need for improved compliance and transparency. B&F Finance Corp. currently has 6 total complaints.
Has B&F Finance Corp. faced regulatory action?
Regulatory history shows multiple instances of fines for improper debt collection practices.
How does B&F Finance Corp. compare to industry peers?
The debt collection industry is under scrutiny for its practices, with a focus on fair and legal collection methods.
What specific actions did B&F Finance Corp. take that led to complaints?
B&F Finance Corp. was accused of threatening to take negative or legal action and improperly contacting third parties.
Recent Complaints Against B&F Finance CORP.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #19638918 | Debt collection | Took or threatened to take negative or legal action | 2026-02-19T12:00:00-05:00 | Texas | |
| #17805007 | Debt collection | Took or threatened to take negative or legal action | 2025-12-06T12:00:00-05:00 | Texas | |
| #9651147 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | 2024-07-24T12:00:00-05:00 | Texas | |
| #5840812 | Payday loan, title loan, or personal loan | Problem when making payments | 2022-08-03T12:00:00-05:00 | Texas | |
| #5258807 | Debt collection | Communication tactics | 2022-02-24T12:00:00-05:00 | Texas | |
| #4655492 | Debt collection | Threatened to contact someone or share information improperly | 2021-08-23T12:00:00-05:00 | Texas |
B&F Finance CORP. Complaints by State
- B&F Finance CORP. Complaints in Texas -- 6 complaints
B&F Finance CORP. Complaints by Product
- B&F Finance CORP. Debt collection Complaints -- 4 complaints | All Debt collection Complaints
- B&F Finance CORP. Payday loan, title loan, personal loan, or advance loan Complaints -- 1 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
- B&F Finance CORP. Payday loan, title loan, or personal loan Complaints -- 1 complaints | All Payday loan, title loan, or personal loan Complaints
B&F Finance CORP. Complaints by Issue
- B&F Finance CORP. -- Took or threatened to take negative or legal action -- 2 complaints | All Took or threatened to take negative or legal action Complaints
- B&F Finance CORP. -- Struggling to pay your loan -- 1 complaints | All Struggling to pay your loan Complaints
- B&F Finance CORP. -- Problem when making payments -- 1 complaints | All Problem when making payments Complaints
- B&F Finance CORP. -- Communication tactics -- 1 complaints | All Communication tactics Complaints
- B&F Finance CORP. -- Threatened to contact someone or share information improperly -- 1 complaints | All Threatened to contact someone or share information improperly Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for B&F Finance CORP. is generated by ReadTheComplaint using AI analysis of data from the CFPB.