Affiliated Collection Services, LLC -- Consumer Complaint Report & Risk Analysis
Debt Collection Misconduct and False Representations
Complaint Summary
Affiliated Collection Services, LLC has received 7 consumer complaints filed with the CFPB across 1 product. The most common issues reported are attempts to collect debt not owed, took or threatened to take negative or legal action, false statements or representation. Complaints span 1 state, with New Jersey leading in complaint volume.
Company Overview
Company: Affiliated Collection Services, LLC
Total CFPB Complaints: 7
AI Risk Score: 32/100
Most Recent Complaint: 2024-06-05T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
Affiliated Collection Services, LLC has 7 consumer complaints on file with the CFPB. Attempts to collect debt not owed Took or threatened to take negative or legal action False statements or representation
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- False statements or representation
Green Flags
- Efforts to improve communication and accuracy in debt collection
Consumer Tips & Advice
Consumers should verify the debt before responding to collection efforts.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers.
Regulatory History
Regulatory history shows ongoing efforts to address false representations in debt collection.
Industry Context
The industry context is under scrutiny for improving ethical standards in debt collection practices.
Frequently Asked Questions About Affiliated Collection Services, LLC
How many CFPB complaints does Affiliated Collection Services, LLC have?
Affiliated Collection Services, LLC has 7 complaints on file with the CFPB. The most recent complaint was filed on June 5, 2024.
What is Affiliated Collection Services, LLC's complaint response rate?
Response rate data is not yet available for Affiliated Collection Services, LLC.
Does Affiliated Collection Services, LLC respond to complaints on time?
Timely response data is not yet available for Affiliated Collection Services, LLC.
Is Affiliated Collection Services, LLC safe to do business with?
Debt Collection Misconduct and False Representations Affiliated Collection Services, LLC has 7 CFPB complaints. Risk score: 32/100.
What red flags exist for Affiliated Collection Services, LLC?
Potential red flags for Affiliated Collection Services, LLC: False statements or representation. These are based on analysis of CFPB complaint patterns.
What are Affiliated Collection Services, LLC's strengths?
Positive indicators for Affiliated Collection Services, LLC: Efforts to improve communication and accuracy in debt collection.
What tips should consumers know about Affiliated Collection Services, LLC?
Consumers should verify the debt before responding to collection efforts.
Are complaints against Affiliated Collection Services, LLC increasing or decreasing?
There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers. Affiliated Collection Services, LLC currently has 7 total complaints.
Has Affiliated Collection Services, LLC faced regulatory action?
Regulatory history shows ongoing efforts to address false representations in debt collection.
How does Affiliated Collection Services, LLC compare to industry peers?
The industry context is under scrutiny for improving ethical standards in debt collection practices.
What unique insight can be drawn from the complaint data?
The majority of complaints are related to attempts to collect debts that are not owed, highlighting a significant issue with the accuracy of debt information provided by collection agencies.
Recent Complaints Against Affiliated Collection Services, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #18854176 | Debt collection | Attempts to collect debt not owed | 2025-11-24T12:00:00-05:00 | New Jersey | |
| #9192092 | Debt collection | Took or threatened to take negative or legal action | 2024-06-05T12:00:00-05:00 | New Jersey | |
| #8754315 | Debt collection | Attempts to collect debt not owed | 2024-04-11T12:00:00-05:00 | New Jersey | |
| #8173125 | Debt collection | False statements or representation | 2024-01-17T12:00:00-05:00 | New Jersey | |
| #6238201 | Debt collection | Attempts to collect debt not owed | 2022-11-23T12:00:00-05:00 | New Jersey | |
| #5839968 | Debt collection | Attempts to collect debt not owed | 2022-08-03T12:00:00-05:00 | New Jersey | |
| #4928956 | Debt collection | Attempts to collect debt not owed | 2021-11-19T12:00:00-05:00 | New Jersey |
Affiliated Collection Services, LLC Complaints by State
- Affiliated Collection Services, LLC Complaints in New Jersey -- 7 complaints
Affiliated Collection Services, LLC Complaints by Product
Affiliated Collection Services, LLC Complaints by Issue
- Affiliated Collection Services, LLC -- Attempts to collect debt not owed -- 5 complaints | All Attempts to collect debt not owed Complaints
- Affiliated Collection Services, LLC -- Took or threatened to take negative or legal action -- 1 complaints | All Took or threatened to take negative or legal action Complaints
- Affiliated Collection Services, LLC -- False statements or representation -- 1 complaints | All False statements or representation Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Affiliated Collection Services, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.