Advanced Collection Bureau, INC. -- Consumer Complaint Report & Risk Analysis

Debt Collection Practices Under Scrutiny

Complaint Summary

Advanced Collection Bureau, INC. has received 43 consumer complaints filed with the CFPB across 3 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, incorrect information on your report. Complaints span 9 states, with Florida and Georgia leading in complaint volume.

Company Overview

Company: Advanced Collection Bureau, INC.

Total CFPB Complaints: 43

AI Risk Score: 42/100

Most Recent Complaint: 2022-04-06T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: medium
  • Consumer Harm Severity: low

AI Company Analysis

Advanced Collection Bureau, Inc. has 42 consumer complaints on file with the CFPB. Advanced Collection Bureau, Inc. has received 42 complaints, with a focus on debt collection practices. The company has been accused of attempting to collect debts that consumers claim are not owed.

Response Quality Assessment

fair

Top Consumer Issues

Attempts to collect debt not owed -- Severity: medium

Red Flags

  • Took or threatened to take negative or legal action

Green Flags

  • Problem with a company's investigation into an existing problem

Consumer Tips & Advice

Consumers are advised to verify the accuracy of the debt before responding to collection efforts.

Complaint Trend Analysis

There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers.

Regulatory History

Regulatory history shows that the FTC has issued multiple warnings to collection agencies regarding false statements and harassment.

Industry Context

The industry context is that debt collection is a significant part of the financial services sector, but it is also a frequent source of consumer complaints.

Frequently Asked Questions About Advanced Collection Bureau, INC.

How many CFPB complaints does Advanced Collection Bureau, Inc. have?

Advanced Collection Bureau, Inc. has 42 complaints on file with the CFPB. The most recent complaint was filed on April 8, 2025.

What is Advanced Collection Bureau, Inc.'s complaint response rate?

Response rate data is not yet available for Advanced Collection Bureau, Inc..

Does Advanced Collection Bureau, Inc. respond to complaints on time?

Timely response data is not yet available for Advanced Collection Bureau, Inc..

Is Advanced Collection Bureau, Inc. safe to do business with?

Debt Collection Practices Under Scrutiny Advanced Collection Bureau, Inc. has 42 CFPB complaints. Risk score: 42/100.

What red flags exist for Advanced Collection Bureau, Inc.?

Potential red flags for Advanced Collection Bureau, Inc.: Took or threatened to take negative or legal action. These are based on analysis of CFPB complaint patterns.

What are Advanced Collection Bureau, Inc.'s strengths?

Positive indicators for Advanced Collection Bureau, Inc.: Problem with a company's investigation into an existing problem.

What tips should consumers know about Advanced Collection Bureau, Inc.?

Consumers are advised to verify the accuracy of the debt before responding to collection efforts.

Are complaints against Advanced Collection Bureau, Inc. increasing or decreasing?

There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers. Advanced Collection Bureau, Inc. currently has 42 total complaints.

Has Advanced Collection Bureau, Inc. faced regulatory action?

Regulatory history shows that the FTC has issued multiple warnings to collection agencies regarding false statements and harassment.

How does Advanced Collection Bureau, Inc. compare to industry peers?

The industry context is that debt collection is a significant part of the financial services sector, but it is also a frequent source of consumer complaints.

What unique insight can be drawn from the complaints about Advanced Collection Bureau, Inc.?

The complaints highlight a pattern of attempting to collect debts that consumers dispute, which could indicate a lack of due diligence in verifying debt accuracy.

Recent Complaints Against Advanced Collection Bureau, INC.

Complaint IDProductIssueDate ReceivedCompany ResponseState
#18731361Debt collectionTook or threatened to take negative or legal action2026-01-14T12:00:00-05:00Florida
#18007839Debt collectionTook or threatened to take negative or legal action2025-12-12T12:00:00-05:00Florida
#12889201Debt collectionAttempts to collect debt not owed2025-04-08T12:00:00-05:00Florida
#11979399Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problem2025-02-06T12:00:00-05:00Pennsylvania
#9984275Debt collectionAttempts to collect debt not owed2024-09-01T12:00:00-05:00Georgia
#9829192Debt collectionAttempts to collect debt not owed2024-08-16T12:00:00-05:00Florida
#8702507Debt collectionAttempts to collect debt not owed2024-04-04T12:00:00-05:00Florida
#8362596Debt collectionWritten notification about debt2024-02-16T12:00:00-05:00Texas
#8297410Debt collectionAttempts to collect debt not owed2024-02-06T12:00:00-05:00Texas
#8094642Debt collectionTook or threatened to take negative or legal action2024-01-02T12:00:00-05:00Florida
#7595637Debt collectionFalse statements or representation2023-09-23T12:00:00-05:00Florida
#7391788Debt collectionWritten notification about debt2023-08-12T12:00:00-05:00Pennsylvania
#7286859Credit reporting, credit repair services, or other personal consumer reportsProblem with a credit reporting company's investigation into an existing problem2023-07-21T12:00:00-05:00Florida
#7204445Debt collectionFalse statements or representation2023-07-04T12:00:00-05:00Florida
#6847106Debt collectionWritten notification about debt2023-04-16T12:00:00-05:00Florida
#6548395Debt collectionTook or threatened to take negative or legal action2023-02-08T12:00:00-05:00Oklahoma
#6497204Debt collectionAttempts to collect debt not owed2023-01-27T12:00:00-05:00Pennsylvania
#6165645Debt collectionTook or threatened to take negative or legal action2022-11-04T12:00:00-05:00Oklahoma
#6033143Credit reporting, credit repair services, or other personal consumer reportsIncorrect information on your report2022-09-29T12:00:00-05:00Florida
#6010098Debt collectionAttempts to collect debt not owed2022-09-22T12:00:00-05:00Georgia

Advanced Collection Bureau, INC. Complaints by State

Advanced Collection Bureau, INC. Complaints by Product

Advanced Collection Bureau, INC. Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Advanced Collection Bureau, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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