1803 Capital, LLC -- Consumer Complaint Report & Risk Analysis
Issues with Credit Reporting and Debt Collection
Complaint Summary
1803 Capital, LLC has received 8 consumer complaints filed with the CFPB across 4 products. The most common issues reported are incorrect information on your report, problem with a company's investigation into an existing problem, repossession. Complaints span 5 states, with Georgia and Florida leading in complaint volume.
Company Overview
Company: 1803 Capital, LLC
Total CFPB Complaints: 8
AI Risk Score: 45/100
Most Recent Complaint: 2026-04-18T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
1803 Capital, LLC has 8 consumer complaints on file with the CFPB. Incorrect information on the report Problems with the company's investigation into existing issues
Response Quality Assessment
fair
Top Consumer Issues
Incorrect information on the report -- Severity: medium
Red Flags
- Attempts to collect debt not owed
Green Flags
- Proper handling of consumer disputes
Consumer Tips & Advice
Verify the accuracy of your report before responding to any inquiries.
Complaint Trend Analysis
There is a trend of increasing complaints related to credit reporting and debt collection practices.
Regulatory History
Regulators have a history of addressing issues related to the accuracy of consumer reports and debt collection practices.
Industry Context
The credit reporting industry is under scrutiny for ensuring the accuracy and fair use of consumer reports.
Frequently Asked Questions About 1803 Capital, LLC
How many CFPB complaints does 1803 Capital, LLC have?
1803 Capital, LLC has 8 complaints on file with the CFPB. The most recent complaint was filed on April 18, 2026.
What is 1803 Capital, LLC's complaint response rate?
Response rate data is not yet available for 1803 Capital, LLC.
Does 1803 Capital, LLC respond to complaints on time?
Timely response data is not yet available for 1803 Capital, LLC.
Is 1803 Capital, LLC safe to do business with?
Issues with Credit Reporting and Debt Collection 1803 Capital, LLC has 8 CFPB complaints. Risk score: 45/100.
What red flags exist for 1803 Capital, LLC?
Potential red flags for 1803 Capital, LLC: Attempts to collect debt not owed. These are based on analysis of CFPB complaint patterns.
What are 1803 Capital, LLC's strengths?
Positive indicators for 1803 Capital, LLC: Proper handling of consumer disputes.
What tips should consumers know about 1803 Capital, LLC?
Verify the accuracy of your report before responding to any inquiries.
Are complaints against 1803 Capital, LLC increasing or decreasing?
There is a trend of increasing complaints related to credit reporting and debt collection practices. 1803 Capital, LLC currently has 8 total complaints.
Has 1803 Capital, LLC faced regulatory action?
Regulators have a history of addressing issues related to the accuracy of consumer reports and debt collection practices.
How does 1803 Capital, LLC compare to industry peers?
The credit reporting industry is under scrutiny for ensuring the accuracy and fair use of consumer reports.
What is the most common issue reported by consumers regarding 1803 Capital, LLC?
The most common issue is incorrect information on the consumer's report.
Recent Complaints Against 1803 Capital, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21379035 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2026-04-18T12:00:00-05:00 | Georgia | |
| #18409632 | Vehicle loan or lease | Repossession | 2026-01-01T12:00:00-05:00 | Florida | |
| #12681661 | Credit reporting or other personal consumer reports | Improper use of your report | 2025-03-26T12:00:00-05:00 | Missouri | |
| #8789034 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2024-04-16T12:00:00-05:00 | California | |
| #7599293 | Debt collection | Attempts to collect debt not owed | 2023-09-24T12:00:00-05:00 | Georgia | |
| #7043914 | Vehicle loan or lease | Struggling to pay your loan | 2023-05-29T12:00:00-05:00 | Georgia | |
| #6312854 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-12-12T12:00:00-05:00 | Florida | |
| #5664736 | Vehicle loan or lease | Getting a loan or lease | 2022-06-13T12:00:00-05:00 | North Carolina |
1803 Capital, LLC Complaints by State
- 1803 Capital, LLC Complaints in Georgia -- 3 complaints
- 1803 Capital, LLC Complaints in Florida -- 2 complaints
- 1803 Capital, LLC Complaints in Missouri -- 1 complaints
- 1803 Capital, LLC Complaints in California -- 1 complaints
- 1803 Capital, LLC Complaints in North Carolina -- 1 complaints
1803 Capital, LLC Complaints by Product
- 1803 Capital, LLC Credit reporting or other personal consumer reports Complaints -- 3 complaints | All Credit reporting or other personal consumer reports Complaints
- 1803 Capital, LLC Vehicle loan or lease Complaints -- 3 complaints | All Vehicle loan or lease Complaints
- 1803 Capital, LLC Debt collection Complaints -- 1 complaints | All Debt collection Complaints
- 1803 Capital, LLC Credit reporting, credit repair services, or other personal consumer reports Complaints -- 1 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
1803 Capital, LLC Complaints by Issue
- 1803 Capital, LLC -- Incorrect information on your report -- 2 complaints | All Incorrect information on your report Complaints
- 1803 Capital, LLC -- Problem with a company's investigation into an existing problem -- 1 complaints | All Problem with a company's investigation into an existing problem Complaints
- 1803 Capital, LLC -- Repossession -- 1 complaints | All Repossession Complaints
- 1803 Capital, LLC -- Improper use of your report -- 1 complaints | All Improper use of your report Complaints
- 1803 Capital, LLC -- Attempts to collect debt not owed -- 1 complaints | All Attempts to collect debt not owed Complaints
- 1803 Capital, LLC -- Struggling to pay your loan -- 1 complaints | All Struggling to pay your loan Complaints
- 1803 Capital, LLC -- Getting a loan or lease -- 1 complaints | All Getting a loan or lease Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for 1803 Capital, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.