Payday loan, title loan, personal loan, or advance loan -- Charged fees or interest you didn't expect -- Complaint #9998430
Complaint Overview
Complaint ID: 9998430
Company: V And H Portfolio
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Installment loan
Issue: Charged fees or interest you didn't expect
State: Kentucky
ZIP Code: 42701
Date Received: 2024-09-03T12:00:00-05:00
Date Sent to Company: 2024-09-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
The loan has an interest rate of 591.18 % attached to it and I couldn't pay the balance down. I tried to reach out for a payment plan, but my efforts were refused. The loan originated in XXXX, but recently discovered it was sent to collections. There isn't illustrated how much was paid toward the loan, either.
Frequently Asked Questions
What is Complaint #9998430 about?
Complaint #9998430 was filed against V And H Portfolio regarding Payday loan, title loan, personal loan, or advance loan specifically about Charged fees or interest you didn't expect. It was received by the CFPB on 2024-09-03T12:00:00-05:00.
How did V And H Portfolio respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against V And H Portfolio?
Yes, visit the V And H Portfolio company profile at readthecomplaint.com/company/v-and-h-portfolio to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.