Credit card -- Other features, terms, or problems -- Complaint #9998333
Complaint Overview
Complaint ID: 9998333
Company: Bread Financial Holdings, INC.
Product: Credit card
Sub-Product: Store credit card
Issue: Other features, terms, or problems
Sub-Issue: Problem with customer service
State: Ohio
ZIP Code: 450XX
Date Received: 2024-09-04T12:00:00-05:00
Date Sent to Company: 2024-09-04T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have been called XXXX times in 7 days or More becuase they use a private number. They called at XXXX XXXX on Sunday the week prior. I asked the lady if this was legal she said it was a automated dialer. I told her this is my day of worship. And she still proceeded to try to collect money. I have been contacted XXXX times since. Since then I now have XXXX dollars more I owe. a They call from different numbers at all times of day and night. It is already keeping me up knowing I can't do anything about it giving them money but the constant reminder, constantly is giving me XXXX. I can't even sleep thinking of how I'm going to make enough. I don't believe this is right. I can't afford a lawyer to defend my rights. This company is corrupt. They will not even update my report showing all the payments I have proof of witch is hurting my score they just keep saying it will update it's been 8 months. HELP ME
Frequently Asked Questions
What is Complaint #9998333 about?
Complaint #9998333 was filed against Bread Financial Holdings, INC. regarding Credit card specifically about Other features, terms, or problems. It was received by the CFPB on 2024-09-04T12:00:00-05:00.
How did Bread Financial Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Bread Financial Holdings, INC.?
Yes, visit the Bread Financial Holdings, INC. company profile at readthecomplaint.com/company/bread-financial-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.