Debt collection -- Written notification about debt -- Complaint #9986350

Complaint Overview

Complaint ID: 9986350

Company: Onemain Finance Corporation

Product: Debt collection

Sub-Product: Other debt

Issue: Written notification about debt

Sub-Issue: Notification didn't disclose it was an attempt to collect a debt

State: New York

ZIP Code: 12550

Date Received: 2024-08-29T12:00:00-05:00

Date Sent to Company: 2024-08-29T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX XXXX XXXX box XXXX XX/XX/XXXX XXXX. XXXX, XXXX box XXXX, XXXX, TX XXXX. RE : One Main Account To whom this may concern, this is my second attempt to resolve a matter regarding the above account, The above alleged creditor failed to verify the debt therefore the IRS was informed, and the debt was discharged. I have previously sent in my XXXX which was approved by the IRS on XX/XX/XXXX. You are currently violating several FCRA violations, and United States Code Violations. 15USC 1681s-3 states the term CONSUMER REPORTS does not include transactions or experiences between the consumer and the person making the report. By publishing a balance on a charged off account is considered domestic, and international money laundering, under US code section XXXX. Lastly, you are violating my privacy under the US privacy act XXXX. Please DELETE this account within XXXX business days upon receipt of this transaction. ONE MAIN account # XXX.

Frequently Asked Questions

What is Complaint #9986350 about?

Complaint #9986350 was filed against Onemain Finance Corporation regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-08-29T12:00:00-05:00.

How did Onemain Finance Corporation respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Onemain Finance Corporation?

Yes, visit the Onemain Finance Corporation company profile at readthecomplaint.com/company/onemain-finance-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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