Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #9985875
TransUnion Addresses Incorrect Personal Information on Credit Report
Complaint Overview
Complaint ID: 9985875
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Colorado
ZIP Code: 80817
Date Received: 2024-08-31T12:00:00-05:00
Date Sent to Company: 2024-08-31T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue was resolved with non-monetary relief, indicating a minor correction rather than a significant dispute.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Personal information
AI Analysis
CFPB complaint 9985875 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect personal information on their credit report to TransUnion, which was closed with non-monetary relief. The complaint was received on August 31, 2024 from Colorado. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any incorrect personal information promptly.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to ensure the accuracy of information in consumer reports.
Regulatory Insight
This case highlights the importance of credit bureaus maintaining accurate personal identifiers to prevent consumer harm.
Resolution Likelihood
likely
State-Specific Consumer Protections
The complaint originated in Colorado, a state with consumer protection laws that may align with federal regulations.
Industry Comparison
This is a common issue within the credit reporting industry, where data accuracy is paramount.
Related Issues
Frequently Asked Questions
What is CFPB complaint 9985875 about?
CFPB complaint 9985875 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Personal information incorrect". This complaint was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. on August 31, 2024.
Which company is complaint 9985875 filed against?
Complaint 9985875 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC.. You can view all complaints against this company on their profile page at /company/transunion-intermediate-holdings-inc.
What was the company's response to complaint 9985875?
TRANSUNION INTERMEDIATE HOLDINGS, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 9985875 filed?
Complaint 9985875 was received by the CFPB on August 31, 2024. It was sent to TRANSUNION INTERMEDIATE HOLDINGS, INC. on August 31, 2024.
What state was complaint 9985875 filed from?
Complaint 9985875 was filed from Colorado. You can view all complaints from this state at /state/CO.
Was the consumer satisfied with the resolution of complaint 9985875?
Dispute information is not available for complaint 9985875.
What product category is complaint 9985875 about?
Complaint 9985875 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 9985875 submitted?
Complaint 9985875 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 9985875?
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to ensure the accuracy of information in consumer reports. This relates to a Credit reporting or other personal consumer reports complaint against TRANSUNION INTERMEDIATE HOLDINGS, INC. involving "Incorrect information on your report".
How likely is complaint 9985875 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 9985875?
This complaint is rated as low risk. The risk is low as the issue was resolved with non-monetary relief, indicating a minor correction rather than a significant dispute.
What regulatory actions apply to complaint 9985875?
This case highlights the importance of credit bureaus maintaining accurate personal identifiers to prevent consumer harm. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 9985875?
Consumers should regularly review their credit reports for accuracy and dispute any incorrect personal information promptly.
Are there state-specific protections for complaint 9985875?
The complaint originated in Colorado, a state with consumer protection laws that may align with federal regulations. This complaint was filed from Colorado.
How does complaint 9985875 compare to industry norms?
This is a common issue within the credit reporting industry, where data accuracy is paramount.
What constitutes 'non-monetary relief' in a credit reporting dispute?
Non-monetary relief typically involves the correction or removal of inaccurate information from a credit report, rather than a financial payout.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.