Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #9985532
Complaint Overview
Complaint ID: 9985532
Company: Self Financial INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33311
Date Received: 2024-08-29T12:00:00-05:00
Date Sent to Company: 2024-08-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Lead Bank is reporting inaccurate and predatory information that has manipulated me and manipulated the credit system. They are using predatory practices of reporting charge-offs on multiple months in a row to extend the life time of the debt on my credit reports to further tarnish my reputation as a young individual. The charge off is only supposed to happen ONCE. Lead Bank is reporting a charge off from XX/XX/XXXX and then SKIPPING MONTHS to go to XX/XX/XXXX and again on XX/XX/XXXX which is impossible because if it was charged off on XX/XX/XXXX thats it! You cant charge off the same account again after that with a balance that I cant even use. Inaccuracies across the board to manipulate me and hurt me for years to come of my young life. A CLEAR VIOLATION OF MY RIGHTS AND LAWS FOR A FAIR AND ACCURATE REPORTING. They are purposely reporting false charge off months and information on my credit report so they can have it reporting for longer than it is even legally supposed to be on my report. I have the proof of this on all credit reporting documents. I need this report deleted and completely erased off my credit reports so it doesnt tarnish my reputation and further affect my wellbeing. I want this account deleted off my reports completely!
Frequently Asked Questions
What is Complaint #9985532 about?
Complaint #9985532 was filed against Self Financial INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-08-29T12:00:00-05:00.
How did Self Financial INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Self Financial INC.?
Yes, visit the Self Financial INC. company profile at readthecomplaint.com/company/self-financial-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.