Vehicle loan or lease -- Repossession -- Complaint #9984610

Complaint Overview

Complaint ID: 9984610

Company: Santander Holdings USA, INC.

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Repossession

Sub-Issue: Lender trying to repossess or disable the vehicle

State: Michigan

ZIP Code: 48238

Date Received: 2024-09-01T12:00:00-05:00

Date Sent to Company: 2024-09-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

For one thing by the law I was not supposed to be charged XXXX for a down payment on a car that was told to me was only XXXX by 15 usc 1662B TRUTH OF LENDING ACT no cash should not been involved in my consumer transaction BUT XXXX XXXX AND SANTANDER DID SOME TYPE OF BUSINESS WITH MY INFORMATION WITH OUT MY SOLE PERMISSION TO GET ME THE HIGHEST Interest rate they could come up with its unfair and against the law Truth

Frequently Asked Questions

What is Complaint #9984610 about?

Complaint #9984610 was filed against Santander Holdings USA, INC. regarding Vehicle loan or lease specifically about Repossession. It was received by the CFPB on 2024-09-01T12:00:00-05:00.

How did Santander Holdings USA, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Santander Holdings USA, INC.?

Yes, visit the Santander Holdings USA, INC. company profile at readthecomplaint.com/company/santander-holdings-usa-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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