Debt collection -- Written notification about debt -- Complaint #9984288

Complaint Overview

Complaint ID: 9984288

Company: Capital One Financial Corporation

Product: Debt collection

Sub-Product: Credit card debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: Mississippi

ZIP Code: 397XX

Date Received: 2024-09-01T12:00:00-05:00

Date Sent to Company: 2024-09-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Capital One Bank Date Opened XX/XX/XXXX Date Of 1st Deliquency XX/XX/XXXX 1st Reported XX/XX/XXXX Im disputing this as fraud I never got a capital one card an used someone opened a account in my name

Frequently Asked Questions

What is Complaint #9984288 about?

Complaint #9984288 was filed against Capital One Financial Corporation regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-09-01T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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