Debt collection -- Attempts to collect debt not owed -- Complaint #9981270
Complaint Overview
Complaint ID: 9981270
Company: Cl Holdings LLC
Product: Debt collection
Sub-Product: Telecommunications debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: California
ZIP Code: 92376
Date Received: 2024-08-31T12:00:00-05:00
Date Sent to Company: 2024-08-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This account was opened fraudulent online, without my consent and knowledge. This debt account doesnt belong to me. Ive disputed this debt collection multiple times with the credit bureaus. And asked the bureaus to investigate this debt collection and to ask the creditor to provide proof of evidence proving this account belongs to me. I want the creditor to provide me with a copy of my CA/ID or Signatures etc and they have not provided me with anything and the bureaus just continue reporting false and incorrect information on my credit report and has been affecting my score and history. But recently I received a notification on my email with XXXX XXXX stating that XXXX has removed this debt from my credit report and will no longer affect me. But I dont understand why does it still show on other reports. I want for this creditor to delete and stop reporting this fraudulent information that is only damaging my credit and score and is preventing me from getting credit.
Frequently Asked Questions
What is Complaint #9981270 about?
Complaint #9981270 was filed against Cl Holdings LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-08-31T12:00:00-05:00.
How did Cl Holdings LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cl Holdings LLC?
Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.