Debt or credit management -- Didn't provide services promised -- Complaint #9979432
Complaint Overview
Complaint ID: 9979432
Company: Fay Servicing, LLC
Product: Debt or credit management
Sub-Product: Mortgage modification or foreclosure avoidance
Issue: Didn't provide services promised
State: New York
ZIP Code: 14094
Date Received: 2024-08-31T12:00:00-05:00
Date Sent to Company: 2024-08-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Fay Servicing commenced an illegal foreclosure against me. They are in violation of the Real Estate Settlement Procedures Act, the Truth in Lending Act, the Homeowners Protection Act, and the Consumer Financial Protection Act. They also filed false claims in my XXXX XXXX Bankruptcy stating they were a secured creditor when they knew they dont have an original Note and they have missing / wrong assignments. They committed perjury in both state and federal courts Re possession of an enforceable Note.
Frequently Asked Questions
What is Complaint #9979432 about?
Complaint #9979432 was filed against Fay Servicing, LLC regarding Debt or credit management specifically about Didn't provide services promised. It was received by the CFPB on 2024-08-31T12:00:00-05:00.
How did Fay Servicing, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt or credit management) and describe your issue in detail.
Can I see other complaints against Fay Servicing, LLC?
Yes, visit the Fay Servicing, LLC company profile at readthecomplaint.com/company/fay-servicing-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.