Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #9950008
Complaint Overview
Complaint ID: 9950008
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 32835
Date Received: 2024-08-25T12:00:00-05:00
Date Sent to Company: 2024-08-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Complaint against XXXX XXXX and Experian and all other parities involved I am writing to dispute inaccurate information on my credit report. I found discrepancies in the following accounts and request an investigation and removal : XXXX / XXXX ( XXXX ) Account : XXXX Dispute : {$0.00} balance but still open. Inactive since XXXX 2022. Please mark as closed. XXXX ( XXXX, Experian, XXXX ) Account : XXXX Dispute : {$0.00} balance, yet still open. Inconsistent reported high credit. Please close and correct. XXXX XXXX XXXX ( XXXX, Experian, XXXX ) Account : XXXX Dispute : {$0.00} balance but reported as open. Varying last activity dates. Please close. XXXX ( XXXX, Experian, XXXX ) Account : XXXX Dispute : Reported as closed with no balance, but shows a conflicting XXXX late payment. Please update status. XXXX ( XXXX ) Account : XXXX Dispute : Opened XXXX 2022, but last activity listed as XXXX 2019. Reported XXXX days late despite being a collection account. Please remove. XXXX XXXX ( XXXX, Experian, XXXX ) Account : XXXX Dispute : Charged off, sold to another lender, but still listed. Please remove. XXXX XXXX ( XXXX, Experian, XXXX ) Account : XXXX Dispute : Charged off, sold to XXXX XXXX XXXX XXXX yet appears as an open collection/charge-off. Please remove. XXXX XXXX XXXX ( Experian, XXXX ) Account : XXXXXXXX Dispute : {$220.00} balance, reported as charge-off. Opened in XXXX 2023, rapid payment status deterioration. Please review and remove. XXXX ( Original Creditor : XXXX XXXX XXXX ) ( XXXX, Experian ) Account : XXXX Dispute : Inconsistent last activity date and payment status. Please remove. XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX, XXXX ) Account : XXXX Dispute : Reported as a collection with unclear balance and last activity date. Please remove.
Frequently Asked Questions
What is Complaint #9950008 about?
Complaint #9950008 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-08-25T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.