Payday loan, title loan, personal loan, or advance loan -- Charged fees or interest you didn't expect -- Complaint #9949393
Complaint Overview
Complaint ID: 9949393
Company: Affirm Holdings, INC
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Installment loan
Issue: Charged fees or interest you didn't expect
State: New Jersey
ZIP Code: 07104
Date Received: 2024-08-26T12:00:00-05:00
Date Sent to Company: 2024-08-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
A loan was opened in my name by a fraudulent pay to work scheme that runs under multiple names. It violates so many consumer protection laws. The total balance of my loan is {$1600.00}. I already have an overdue payment that I missed on XX/XX/year>. The payment is for {$100.00} The program 's testimonials, stories, and other content is all from people trying to scam. They will talk you into opening a loan to buy a course, and you will not be an employee. Here is the link to the website of the program, which clearly depicts a scam : XXXX XXXX XXXX The company says they are hiring, but all they are doing is seeking people to buy into their business. When setting up a call with the company, they asked for my credit score, made me open an affirm account in my name, made me give access to my screen via XXXX, asked for my social security number, and made me sign a deceiving contract I also want to mention that the people running the company are very smart and know how to hide their scams well. They use people 's credit scores, SSN, purchasing power, etc.
Frequently Asked Questions
What is Complaint #9949393 about?
Complaint #9949393 was filed against Affirm Holdings, INC regarding Payday loan, title loan, personal loan, or advance loan specifically about Charged fees or interest you didn't expect. It was received by the CFPB on 2024-08-26T12:00:00-05:00.
How did Affirm Holdings, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against Affirm Holdings, INC?
Yes, visit the Affirm Holdings, INC company profile at readthecomplaint.com/company/affirm-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.