Debt collection -- Attempts to collect debt not owed -- Complaint #9929240

Complaint Overview

Complaint ID: 9929240

Company: National Credit Systems,INC.

Product: Debt collection

Sub-Product: Rental debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Georgia

ZIP Code: 30071

Date Received: 2024-08-26T12:00:00-05:00

Date Sent to Company: 2024-08-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX XXXX XXXX XXXX is on all my credit profiles with a debt amount of XXXX for a rental place I have not lived or used before. Ive lived at XXXX XXXX XXXX since XX/XX/year> til now so not sure what this is. When they reached out to me I told them that I was a victim of identity theft. My purse was in my car when it was stolen in XX/XX/year> on XXXX XXXX XXXX. Ive sent XXXX and XXXX and XXXX the police report and my identity theft filing. Ive mailed in a copy of my lease proving my address for the past two years. When they called i requested verification and it was never sent anything

Frequently Asked Questions

What is Complaint #9929240 about?

Complaint #9929240 was filed against National Credit Systems,INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-08-26T12:00:00-05:00.

How did National Credit Systems,INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against National Credit Systems,INC.?

Yes, visit the National Credit Systems,INC. company profile at readthecomplaint.com/company/national-credit-systems-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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