Checking or savings account -- Managing an account -- Complaint #9923516

Complaint Overview

Complaint ID: 9923516

Company: Sofi Technologies, INC.

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Deposits and withdrawals

State: Georgia

ZIP Code: 30223

Date Received: 2024-08-25T12:00:00-05:00

Date Sent to Company: 2024-08-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I am writing to express frustration with SoFi Bank. On Tuesday, the XXXX of XXXX, 2024. I tried making a purchase that failed to go through only to discover my account had been restricted so I reached out to the SoFis Account Security Team and was told i had to undergo an identity verification process which has consistently failed due to poor technology despite numerous attempts in submitting clear images to prove my identity. Each time I attempt to verify my identity, the process is unsuccessful, resulting in a 24-hour delay before I can try again. This has caused significant inconvenience and restricted my access to my account. Details : - Number of attempts : XXXX - Error messages or codes received ( if any ) : [ insert messages/codes ] XXXX XXXX : I can be reached at [ XXXX ] or [ XXXX ] if additional information is needed to facilitate this complaint.

Frequently Asked Questions

What is Complaint #9923516 about?

Complaint #9923516 was filed against Sofi Technologies, INC. regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2024-08-25T12:00:00-05:00.

How did Sofi Technologies, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Sofi Technologies, INC.?

Yes, visit the Sofi Technologies, INC. company profile at readthecomplaint.com/company/sofi-technologies-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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