Debt collection -- Attempts to collect debt not owed -- Complaint #9896070
Complaint Overview
Complaint ID: 9896070
Company: Ability Recovery Services, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Ohio
ZIP Code: 44133
Date Received: 2024-08-22T12:00:00-05:00
Date Sent to Company: 2024-08-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Account info Account name ABILITY RECOVERY SERVICE Account number XXXX Account type Collection Responsibility Individual Date opened XX/XX/year> Status Collection account. {$1.00}, XXXX past due as of XX/XX/year>. Status updated XX/XX/year> XXXX {$1300.00} XXXX updated XX/XX/year> I called the phone number on collection and gave them my address. They did not have it nor did they have my correct information. Now I am getting false reporting of this debt on my credit report which i did not give them any sort of permission to report on my credit. I believe this is a party of fraud and have tried disputing the collection. I feel absolutely lost and taken advantage of. Please help me remove this account in no way was given my permission to use my information. I do not know what or who they are or why they are using my information including my credit report to falsely report.
Frequently Asked Questions
What is Complaint #9896070 about?
Complaint #9896070 was filed against Ability Recovery Services, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-08-22T12:00:00-05:00.
How did Ability Recovery Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ability Recovery Services, LLC?
Yes, visit the Ability Recovery Services, LLC company profile at readthecomplaint.com/company/ability-recovery-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.