Debt collection -- False statements or representation -- Complaint #9896020
Complaint Overview
Complaint ID: 9896020
Company: Cloud Willis & Ellis, LLC
Product: Debt collection
Sub-Product: Auto debt
Issue: False statements or representation
Sub-Issue: Impersonated attorney, law enforcement, or government official
State: Alabama
ZIP Code: 354XX
Date Received: 2024-08-22T12:00:00-05:00
Date Sent to Company: 2024-08-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Couldnt contact them for months gave the account to another person to collect alleged debt from me randomly call me back saying I allegedly owe more than I do also trying to charge junk fees first woman I talked to back In XX/XX/year> threatened garnishment if I did not pay the original creditor XXXX XXXX XXXX also threatened legal action against me if I did not comply with paying alleged debt
Frequently Asked Questions
What is Complaint #9896020 about?
Complaint #9896020 was filed against Cloud Willis & Ellis, LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-08-22T12:00:00-05:00.
How did Cloud Willis & Ellis, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cloud Willis & Ellis, LLC?
Yes, visit the Cloud Willis & Ellis, LLC company profile at readthecomplaint.com/company/cloud-willis-ellis-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.