Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #9882062
Complaint Overview
Complaint ID: 9882062
Company: Receivables Management Partners, LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Texas
ZIP Code: 75232
Date Received: 2024-08-21T12:00:00-05:00
Date Sent to Company: 2024-08-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
RMP LLC has not demonstrated that this account is being reported with the highest possible accuracy as required by the FCRA. Despite my repeated attempts through both the credit bureaus and collection agencies to have this account validated, I have not received a proper response. This leads me to believe that adequate procedures were not followed, given the violations I have identified concerning my credit report and the unverified accounts in question. How can a dispute be considered resolved when the customer disagrees with the outcome? Who determined the dispute was resolved? No reasonable procedure appears to have been conducted, and it is a violation of my rights to claim that an account has been resolved when I did not agree to such a resolution, and the information remains inaccurate. This company has violated FCRA 623 ( a ) ( b ) by failing to properly mark this account as disputed ( see attached letters showing when I disputed the account ).
Frequently Asked Questions
What is Complaint #9882062 about?
Complaint #9882062 was filed against Receivables Management Partners, LLC regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-08-21T12:00:00-05:00.
How did Receivables Management Partners, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Receivables Management Partners, LLC?
Yes, visit the Receivables Management Partners, LLC company profile at readthecomplaint.com/company/receivables-management-partners-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.