Debt collection -- Attempts to collect debt not owed -- Complaint #9842037
Complaint Overview
Complaint ID: 9842037
Company: Sequium Asset Solutions, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Alabama
ZIP Code: 35811
Date Received: 2024-08-18T12:00:00-05:00
Date Sent to Company: 2024-08-18T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Certainly! Heres the revised explanation with the additional detail : -- - I was recently coerced by a third-party cell phone company into providing my personal information under false pretenses. They promised me an upgraded smartphone, but instead, I ended up being charged {$220.00} without any clear explanation or understanding of the charges. I was misled and left with unexpected costs. To make matters worse, an employee from the company informed me that they were involved in stealing peoples identities. Now, a collections agency named XXXX XXXX is attempting to collect this debt, but I believe they are doing so illegally and without proper consent. I sent a debt validation letter to them via mail, requesting proof of the debt as required under the Fair Debt Collection Practices Act. According to 15 U.S.C. 1692c, I am entitled to request that they cease communication until they provide proper validation. Despite this, the collections efforts have continued, and I am concerned about the legality of their actions and the impact on my credit. I am seeking assistance to resolve this issue and ensure my rights are protected.
Frequently Asked Questions
What is Complaint #9842037 about?
Complaint #9842037 was filed against Sequium Asset Solutions, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-08-18T12:00:00-05:00.
How did Sequium Asset Solutions, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Sequium Asset Solutions, LLC?
Yes, visit the Sequium Asset Solutions, LLC company profile at readthecomplaint.com/company/sequium-asset-solutions-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.