Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #9841648
Complaint Overview
Complaint ID: 9841648
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: New York
ZIP Code: 10457
Date Received: 2024-08-18T12:00:00-05:00
Date Sent to Company: 2024-08-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to dispute an inaccurate item on my credit report, which I have obtained from your bureau. I am requesting the removal of this negative item under my rights provided by the Fair Credit Reporting Act ( FCRA ), 15 U.S. Code 1679c. Account Name XXXX XXXX Account Number # XXXX Reasons for Dispute : XXXX. Last Verified On XXXX the last date verified XX/XX/XXXX on XXXX XX/XX/XXXX and on Equifax XX/XX/XXXX XXXXDate of last Activity on XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX and on Equifax XX/XX/XXXX XXXXDate Reported on XXXX XX/XX/XXXX XXXX XX/XX/XXXX and on Equifax XX/XX/XXXX XXXXCredit Type on XXXX XXXX XXXX on XXXX XXXX XXXX XXXX And on Equifax Auto Financing XXXXPayment Status on XXXX Paid or paying as agreed on XXXX Current was past due XXXX days and Equifax Pays account as agreed XXXXAccount Type on XXXX Installment account on XXXX XXXX XXXX and on Equifax Installment 7.Late payments on XXXX XXXX and Equifax XXXX XXXX XXXX days late then XXXX XXXX XXXX days late XXXX XXXX XXXX XXXX days late, XXXX XXXX XXXX days late and XXXX XXXX XXXX days late According to 15 U.S. Code 1679c, I am entitled to a fair and accurate credit report. I believe this item is not accurately reflecting my credit history, and I am requesting that it be investigated and removed from my report. Please find attached supporting documents that substantiate my claim and clarify the inaccuracies. I would appreciate it if you could investigate this matter and remove the disputed item from my credit report if it is found to be incorrect. Please notify me of the outcome of your investigation as soon as possible, and provide me with a revised copy of my credit report reflecting any changes made.
Frequently Asked Questions
What is Complaint #9841648 about?
Complaint #9841648 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-08-18T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.