Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #9841161
Complaint Overview
Complaint ID: 9841161
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Arizona
ZIP Code: 85614
Date Received: 2024-08-18T12:00:00-05:00
Date Sent to Company: 2024-08-18T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
As, I pulled my Experian Report I've notice it's showing violations. Please see the list of accounts below. Account Info Account Name XXXX XXXX XXXX Account Number XXXX Amount {$5300.00} Account Name XXXX XXXX, XXXX Account Number XXXX Amount {$640.00} Account Name XXXX XXXX XXXX Account Number XXXX Amount {$18000.00} Account Name XXXX XXXX XXXX XXXX Account Number XXXX Amount {$240.00} Account Name XXXX XXXX XXXX XXXX Account Number XXXX Amount {$3700.00} Account Name XXXX XXXX XXXX XXXX Account Number XXXX Amount {$3700.00} Account Name XXXX XXXX XXXX XXXX Account Number XXXX Amount {$5300.00} Account Name XXXX XXXX Account Number XXXX Amount {$470.00} Account Name XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX {$2100.00} Account Name XXXX XXXX XXXX XXXX Account Number XXXX XXXX {$1100.00} Account Number XXXX Account Type Charge Card Amount PAID Based on, 15 U.S. Code $ 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer identifies as information that rustled from an alleged theft, no later than 4 business days after the date of receipt. Under 15 U.S. Code $ 1681e ( b ) and 15 U.S. Code $ 1681i ( 5 ) these account in violation are not reporting 100 % accurate. In accordance with the Fair Credit Reporting Act, the list of accounts has violated my federally protected consumer rights to privacy and confidentiality under the 15 USC 1681. These accounts has violated my rights. Pursuant to 15 USC 1681 section 602 A states the to privacy. Pursuant to 15 USC 1681 section 604 A Section 2 : It also states a consumer reporting agency can not furnish accounts without my written instructions. I am requesting for the original copy of the agreement & terms & condition. Failure to will comply will forfeit your claims and will require you to delete all this list of items above. You are required to do what I am asking and block these transactions from being reported to my consumer report within 4 days from the date of the receipt of this.
Frequently Asked Questions
What is Complaint #9841161 about?
Complaint #9841161 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-08-18T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.