Debt collection -- False statements or representation -- Complaint #9836880

Complaint Overview

Complaint ID: 9836880

Company: Patientfi, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: Missouri

ZIP Code: 653XX

Date Received: 2024-08-17T12:00:00-05:00

Date Sent to Company: 2024-08-20T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I have an account with Patient Fi for a XXXX XXXX that I have been paying on. The payments are current, and Ive actually been paying over the minimum amount. I got a call from a collection agency saying that my loan was in default and that I needed to set up a payment plan with them to pay it off. They let me settle the amount so I only had to pay half of what they said I owed. I told them that Ive been paying this loan every month on auto draft with Patient Fi and asked why they were calling me saying its been sent to collections. They said they didnt know and I needed to pay it. I set up a 3 month payment plan for $ XXXX with them starting in XXXX. So far Ive made XXXX payments to them, and I have XXXX left. However, my account is still open with Patient Fi and I forgot to turn of auto pay in XXXX so I ended up paying way more than normal. My balance on Patient Fi hasnt changed. Why do I have to pay a collection agency if my account is current and Im still making payments? The phone number of the collection agency is XXXX.

Frequently Asked Questions

What is Complaint #9836880 about?

Complaint #9836880 was filed against Patientfi, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-08-17T12:00:00-05:00.

How did Patientfi, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Patientfi, INC.?

Yes, visit the Patientfi, INC. company profile at readthecomplaint.com/company/patientfi-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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