Debt collection -- Attempts to collect debt not owed -- Complaint #9828654

Complaint Overview

Complaint ID: 9828654

Company: Monarch Recovery Holdings, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Colorado

ZIP Code: 80831

Date Received: 2024-08-16T12:00:00-05:00

Date Sent to Company: 2024-08-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

An account through Allied Account Services was taken out in my name XXXXXX/XX/year> the original creditor is XXXX XXXX XXXXXXXX XXXX. The loan type is " collection agency. '' I did not take out this loan or make this account. This account was either made fraudulently or is fraudulent. I only came to know of the account when checking my credit score through XXXX XXXX. I have froze my credit and made a dispute with XXXX XXXX. More information about this fraudulent charge : their address : XXXX XXXX XXXX XXXX XXXX, XXXX, New York XXXX Phone Number : XXXX I found this information on the XXXX website, I never had any knowledge of this company prior. This is fraud.

Frequently Asked Questions

What is Complaint #9828654 about?

Complaint #9828654 was filed against Monarch Recovery Holdings, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-08-16T12:00:00-05:00.

How did Monarch Recovery Holdings, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Monarch Recovery Holdings, INC.?

Yes, visit the Monarch Recovery Holdings, INC. company profile at readthecomplaint.com/company/monarch-recovery-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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