Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #9817924
Complaint Overview
Complaint ID: 9817924
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Arizona
ZIP Code: 85041
Date Received: 2024-08-11T12:00:00-05:00
Date Sent to Company: 2024-08-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing an account listed on my credit report that I believe is fraudulent and does not belong to me. - **Account Number : ** XXXX - **Status : ** Negative - **Original Creditor : ** XXXX - **Creditor Type : ** Collection services - **High Balance : ** {$5600.00} - **Open Date : ** XX/XX/XXXX - **Last Reported Date : ** XX/XX/XXXX On XX/XX/XXXX, I discovered this account on my credit report. I have no knowledge of any debt owed to XXXX and have never entered into any contract with the debt collector associated with this account. I believe this account has been incorrectly or fraudulently reported under my name.
Frequently Asked Questions
What is Complaint #9817924 about?
Complaint #9817924 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-08-11T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.