Payday loan, title loan, personal loan, or advance loan -- Improper use of your report -- Complaint #9778315
Complaint Overview
Complaint ID: 9778315
Company: Affirm Holdings, INC
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Installment loan
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Nevada
ZIP Code: 89032
Date Received: 2024-08-12T12:00:00-05:00
Date Sent to Company: 2024-08-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Under 15 USC 1681b, I dispute the furnishing of my information. I never provided written consent for the collection, use, or sharing of my personal data. Please remove any unauthorized inquiries immediately. Rule 12 ( b ) ( 6 ) permitting a motion to dismiss for failure of the complaint to state a claim on which relief can be granted!!! 15 usc 6802 states I should be receiving options to opt in and out or putting something on my credit which I did not receive from this creditor 15 usc 1681b states you need written confirm from me to place anything on my report which this creditor did not receive from me at all
Frequently Asked Questions
What is Complaint #9778315 about?
Complaint #9778315 was filed against Affirm Holdings, INC regarding Payday loan, title loan, personal loan, or advance loan specifically about Improper use of your report. It was received by the CFPB on 2024-08-12T12:00:00-05:00.
How did Affirm Holdings, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against Affirm Holdings, INC?
Yes, visit the Affirm Holdings, INC company profile at readthecomplaint.com/company/affirm-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.