Checking or savings account -- Managing an account -- Complaint #9777994

Complaint Overview

Complaint ID: 9777994

Company: Sofi Technologies, INC.

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Fee problem

State: North Carolina

ZIP Code: 281XX

Date Received: 2024-08-11T12:00:00-05:00

Date Sent to Company: 2024-08-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Sofi, ending : XXXX I opened an online checking account with Sofi a few months ago from a sponsored link on XXXX. XXXX advertised {$120.00} bonus, and Sofi {$300.00}. Turns out, that when I wrote XXXX they refused to pay me, as Sofi stated in chat that I did not make a direct deposit of $ XXXX, which I did. I complained to the XXXX, without result. These people need to understand not all direct deposits are from weekly pay checks. Their site even lists retirement, and other sources. Most of these are paid quarterly, etc. I feel the promotion is a scam, as all I receive is 3-4 spam emails everyday to invest in cd 's, etc.

Frequently Asked Questions

What is Complaint #9777994 about?

Complaint #9777994 was filed against Sofi Technologies, INC. regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2024-08-11T12:00:00-05:00.

How did Sofi Technologies, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Sofi Technologies, INC.?

Yes, visit the Sofi Technologies, INC. company profile at readthecomplaint.com/company/sofi-technologies-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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