Debt collection -- Attempts to collect debt not owed -- Complaint #9777142
Complaint Overview
Complaint ID: 9777142
Company: Ability Recovery Services, LLC
Product: Debt collection
Sub-Product: Medical debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Louisiana
ZIP Code: 705XX
Date Received: 2024-08-11T12:00:00-05:00
Date Sent to Company: 2024-08-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
At the beginning of this year my credit score dropped abruptly, I realized that ABILITY RECOVERY SERVICES put a medical collection of {$1500.00} on my credit report that I was not aware of, after investigating I realized that this account is from more than 6 years ago ( it is dated XXXX ). This account does not belong to me. Also I contacted the company to give me more information about this account because I really want to fix it since this is negatively affecting my life and my emotional health. The company representative was very rude and hostile and said that they had my information and that with my information they could collect that debt, however I have never seen the original bill although I did ask for it but they did not send it to me. I ask that this account be removed from my credit report please.
Frequently Asked Questions
What is Complaint #9777142 about?
Complaint #9777142 was filed against Ability Recovery Services, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-08-11T12:00:00-05:00.
How did Ability Recovery Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ability Recovery Services, LLC?
Yes, visit the Ability Recovery Services, LLC company profile at readthecomplaint.com/company/ability-recovery-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.