Debt collection -- Took or threatened to take negative or legal action -- Complaint #9777116
Complaint Overview
Complaint ID: 9777116
Company: Clgf Holdco 1, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: South Dakota
ZIP Code: 575XX
Date Received: 2024-08-12T12:00:00-05:00
Date Sent to Company: 2024-08-19T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Jared the Galleria of Jewelry ( acct # XXXX ) Case Number XXXX Subject : Request to Cease Unauthorized Use of Personal Information and Corrective Action : To Whom it may Concern I am writing to express my serious concerns regarding the unauthorized use and defamation of Character of my personal information by XXXX XXXX Bank and an entity named XXXX. I have never conducted any business with XXXX, and it has come to my attention that my personal data, including my name, personal and private address, and other sensitive information, has been used and potentially shared without my consent. Furthermore, there have been insinuations of theft associated with my information, which is both distressing and unfounded. This unauthorized use and defamation of my personal data is a clear violation of applicable privacy laws and regulations, including the Federal Trade Commission Act ( FTCA ), the Fair Credit Reporting Act ( FCRA ), and the Fair Debt Collection Practices Act ( FDCPA ). As a result, I have suffered defamation of my character, which includes damaging my good reputation and my ability to conduct daily business. This has ultimately caused a scandal, malicious smearing, false reporting, and insults to my reputation. The impact on my ability to work has caused incredible harm and mental anguish, violating my constitutional rights. Additionally, it has severely affected my efforts to start a new business, forcing me to close before I could even get started and obtain loans or grants. I have always paid in full for previous purchases, including those at Jareds Jewelry, and have maintained a good payment history. I request an immediate investigation into this matter and demand that any unauthorized use of my personal information be ceased immediately. Additionally, I expect a detailed explanation of how my information was accessed and shared, as well as the steps being taken to prevent such occurrences in the future. Please confirm receipt of this message and provide a timeline for addressing my concerns. Thank you for your prompt attention to this urgent matter.
Frequently Asked Questions
What is Complaint #9777116 about?
Complaint #9777116 was filed against Clgf Holdco 1, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-08-12T12:00:00-05:00.
How did Clgf Holdco 1, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Clgf Holdco 1, LLC?
Yes, visit the Clgf Holdco 1, LLC company profile at readthecomplaint.com/company/clgf-holdco-1-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.