Debt collection -- Written notification about debt -- Complaint #9695884
Complaint Overview
Complaint ID: 9695884
Company: National Credit Adjusters, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Hawaii
ZIP Code: 967XX
Date Received: 2024-08-02T12:00:00-05:00
Date Sent to Company: 2024-08-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am not aware of this debt and was not given the opportunity to dispute it. I did not receive proper notification regarding this debt. If you believe that proper notification was sent, please provide proof of delivery, such as certified mail receipts. According to the Fair Debt Collection Practices Act ( FDCPA ), specifically 15 U.S.C. 1692g ( a ), it is my right to receive this notice within five days of the initial communication. Placing this debt on my credit report without providing proper notification within the required five days is a violation of my consumer rights.
Frequently Asked Questions
What is Complaint #9695884 about?
Complaint #9695884 was filed against National Credit Adjusters, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-08-02T12:00:00-05:00.
How did National Credit Adjusters, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against National Credit Adjusters, LLC?
Yes, visit the National Credit Adjusters, LLC company profile at readthecomplaint.com/company/national-credit-adjusters-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.