Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #9695831
Complaint Overview
Complaint ID: 9695831
Company: United Panam Financial CORP.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: New Jersey
ZIP Code: 07103
Date Received: 2024-08-02T12:00:00-05:00
Date Sent to Company: 2024-08-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, I am writing to formally dispute the amount of debt reported on my credit profile regarding a loan from United Auto Credit Corp. According to my records, the correct balance owed on this loan is approximately {$1100.00}. However, the amount reported is {$8800.00}, which is incorrect. This debt has been charged off to collections, and I believe there has been a mistake in the reporting process. I kindly request that the Consumer Financial Protection Bureau investigate this matter and ensure that my credit profile is either updated with the correct amount owed or that the United Auto Credit Corp entry is removed entirely. I have documentation supporting my claim, including statements and correspondence with United Auto Credit Corp, that I can provide upon request. I trust that you will address this matter promptly to ensure the accuracy of my credit report. Thank you for your attention to this urgent matter. I look forward to your prompt response. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #9695831 about?
Complaint #9695831 was filed against United Panam Financial CORP. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-08-02T12:00:00-05:00.
How did United Panam Financial CORP. respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against United Panam Financial CORP.?
Yes, visit the United Panam Financial CORP. company profile at readthecomplaint.com/company/united-panam-financial-corp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.