Debt or credit management -- Didn't provide services promised -- Complaint #9695261

Complaint Overview

Complaint ID: 9695261

Company: Bright Capital INC

Product: Debt or credit management

Sub-Product: Credit repair services

Issue: Didn't provide services promised

State: Texas

ZIP Code: 76201

Date Received: 2024-08-02T12:00:00-05:00

Date Sent to Company: 2024-08-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have been using the Bright Money service app for a couple years. I had to stop using them these past 2 years because they would promise me a better credit score and debt settlement if I paid them a monthly fee of $ XXXX. Nothing has changed and they are charging me unexpectedly after canceling their services for 2 years. I tried to look at my account again since they are still emailing me about charges I owe but my account was deleted as said by their representative.

Frequently Asked Questions

What is Complaint #9695261 about?

Complaint #9695261 was filed against Bright Capital INC regarding Debt or credit management specifically about Didn't provide services promised. It was received by the CFPB on 2024-08-02T12:00:00-05:00.

How did Bright Capital INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt or credit management) and describe your issue in detail.

Can I see other complaints against Bright Capital INC?

Yes, visit the Bright Capital INC company profile at readthecomplaint.com/company/bright-capital-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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